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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,196 | $157,304-84.6% | $141,197-82.9% | $152,909-84.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 27.54% | 64.34%-36.8pp | 71.41%-43.9pp | 345.46%-317.9pp |
| Employer contribution / active EE | $10,011 | $5,263+90.2% | $4,736+111.4% | $4,764+110.2% |
| Participant deferral / active EE | $5,811 | $7,111-18.3% | $6,710-13.4% | $5,851-0.7% |
| Admin fee / account holder | $385 | $12,126-96.8% | $10,265-96.2% | $11,601-96.7% |