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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,034 | $108,897+22.2% | $100,378+32.5% | $145,877-8.8% |
| Participation rate | 95.5% | 83.0%+12.5pp | 81.5%+13.9pp | 80.3%+15.2pp |
| Annual return | 13.74% | 58.17%-44.4pp | 49.41%-35.7pp | 551.28%-537.5pp |
| Employer contribution / active EE | $4,798 | $4,420+8.6% | $3,942+21.7% | $4,663+2.9% |
| Participant deferral / active EE | $12,226 | $8,455+44.6% | $8,087+51.2% | $6,691+82.7% |
| Admin fee / account holder | $2,258 | $9,690-76.7% | $7,899-71.4% | $13,402-83.2% |