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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,034 | $108,912+22.1% | $100,383+32.5% | $145,959-8.9% |
| Participation rate | 95.5% | 83.0%+12.5pp | 81.5%+14.0pp | 80.3%+15.2pp |
| Annual return | 13.74% | 57.96%-44.2pp | 49.26%-35.5pp | 561.95%-548.2pp |
| Employer contribution / active EE | $4,798 | $4,423+8.5% | $3,944+21.7% | $4,661+3.0% |
| Participant deferral / active EE | $12,226 | $8,451+44.7% | $8,086+51.2% | $6,689+82.8% |
| Admin fee / account holder | $2,258 | $9,690-76.7% | $7,900-71.4% | $13,398-83.1% |