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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,417 | $68,398+55.6% | $94,664+12.4% | $75,173+41.6% |
| Participation rate | 89.7% | 76.1%+13.6pp | 80.8%+8.8pp | 67.2%+22.5pp |
| Annual return | 17.16% | 616.72%-599.6pp | 156.84%-139.7pp | 160.72%-143.6pp |
| Employer contribution / active EE | $3,828 | $2,701+41.7% | $3,673+4.2% | $2,671+43.3% |
| Participant deferral / active EE | $10,603 | $6,537+62.2% | $7,417+42.9% | $4,126+157.0% |
| Admin fee / account holder | $4,456 | $5,324-16.3% | $7,222-38.3% | $5,651-21.1% |