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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,792 | $63,355+2.3% | $91,994-29.6% | $72,983-11.2% |
| Participation rate | 96.9% | 72.5%+24.4pp | 78.6%+18.2pp | 69.5%+27.4pp |
| Annual return | 22.23% | 35.35%-13.1pp | 69.03%-46.8pp | 81.01%-58.8pp |
| Employer contribution / active EE | $3,446 | $2,116+62.9% | $3,452-0.2% | $2,440+41.2% |
| Participant deferral / active EE | $7,868 | $4,883+61.1% | $5,923+32.8% | $3,608+118.1% |
| Admin fee / account holder | $3,754 | $4,668-19.6% | $7,743-51.5% | $5,124-26.7% |