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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,034 | $108,922+22.1% | $100,398+32.5% | $145,978-8.9% |
| Participation rate | 95.5% | 83.0%+12.5pp | 81.5%+14.0pp | 80.3%+15.2pp |
| Annual return | 13.74% | 58.04%-44.3pp | 49.32%-35.6pp | 550.52%-536.8pp |
| Employer contribution / active EE | $4,798 | $4,426+8.4% | $3,946+21.6% | $4,662+2.9% |
| Participant deferral / active EE | $12,226 | $8,450+44.7% | $8,084+51.2% | $6,690+82.8% |
| Admin fee / account holder | $2,258 | $9,680-76.7% | $7,893-71.4% | $13,400-83.2% |