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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,665 | $168,635-26.7% | $147,617-16.2% | $125,389-1.4% |
| Participation rate | 82.4% | 88.8%-6.4pp | 84.6%-2.3pp | 83.2%-0.8pp |
| Annual return | -3.84% | 77.65%-81.5pp | 61.98%-65.8pp | 282.24%-286.1pp |
| Employer contribution / active EE | $9,862 | $6,252+57.7% | $5,564+77.2% | $4,866+102.7% |
| Participant deferral / active EE | $5,780 | $5,507+5.0% | $4,895+18.1% | $5,352+8.0% |
| Admin fee / account holder | $964 | $13,580-92.9% | $11,612-91.7% | $9,541-89.9% |