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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,474 | $202,342-2.9% | $172,752+13.7% | $152,897+28.5% |
| Participation rate | 90.5% | 87.1%+3.4pp | 82.6%+7.8pp | 82.5%+8.0pp |
| Annual return | 22.33% | 1029.83%-1007.5pp | 802.97%-780.6pp | 345.43%-323.1pp |
| Employer contribution / active EE | $5,520 | $5,858-5.8% | $5,144+7.3% | $4,764+15.9% |
| Participant deferral / active EE | $5,307 | $5,948-10.8% | $5,198+2.1% | $5,851-9.3% |
| Admin fee / account holder | $3,805 | $17,111-77.8% | $13,955-72.7% | $11,599-67.2% |