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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,035 | $167,362+62.5% | $143,799+89.2% | $134,532+102.2% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -16.15% | 0.47%-16.6pp | -0.04%-16.1pp | 418.27%-434.4pp |
| Employer contribution / active EE | $3,299 | $5,620-41.3% | $4,952-33.4% | $4,741-30.4% |
| Participant deferral / active EE | $6,376 | $6,447-1.1% | $5,638+13.1% | $6,401-0.4% |
| Admin fee / account holder | $1,176 | $18,094-93.5% | $14,677-92.0% | $11,429-89.7% |