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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,066 | $175,257+68.4% | $149,717+97.1% | $139,456+111.6% |
| Participation rate | 84.2% | 83.4%+0.8pp | 78.8%+5.4pp | 80.3%+3.9pp |
| Annual return | 15.79% | 166.70%-150.9pp | 134.41%-118.6pp | 373.45%-357.7pp |
| Employer contribution / active EE | $4,396 | $5,477-19.7% | $4,820-8.8% | $4,753-7.5% |
| Participant deferral / active EE | $8,513 | $6,521+30.5% | $5,682+49.8% | $6,711+26.8% |
| Admin fee / account holder | $1,776 | $16,156-89.0% | $13,213-86.6% | $11,407-84.4% |