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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,272 | $198,461-9.2% | $170,436+5.8% | $147,585+22.1% |
| Participation rate | 85.0% | 88.0%-3.0pp | 83.6%+1.4pp | 82.8%+2.2pp |
| Annual return | 18.08% | 257.30%-239.2pp | 205.94%-187.9pp | 578.57%-560.5pp |
| Employer contribution / active EE | $2,968 | $6,184-52.0% | $5,433-45.4% | $4,876-39.1% |
| Participant deferral / active EE | $5,325 | $5,629-5.4% | $4,939+7.8% | $5,439-2.1% |
| Admin fee / account holder | $1,051 | $16,852-93.8% | $13,880-92.4% | $10,885-90.3% |