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| Provider | Service type | Compensation |
|---|---|---|
H. M. PAYSON & CO.1 year Filed as: H.M. PAYSON & CO Service code 26 · EIN 01-0420707 | Advisory (Participants) | $148,291 |
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $51,453 |
FIDUCIARY INVESTMENT ADVISORS4+ years Service code 28 · EIN 20-4751585 | Investment Management | $22,000 |
R M DAVIS INC3 years Filed as: R M DAVIS INC. Service code 26 · EIN 01-0356657 | Advisory (Participants) | $20,628 |
CRIBSTONE CAPITAL MANAGEMENT2 years Filed as: CRIBSTONE CAPITAL MANAGEMENT L Service code 26 · EIN 45-4507987 | Advisory (Participants) | $19,715 |
Filed as: FL PUTNAM INVESTMENT MANAGEMENT Service code 26 · EIN 01-0403396 | Advisory (Participants) | $16,626 |
BERRY DUNN1 year Filed as: BERRY DUNN MCNEIL PARKER LLC Service code 10 · EIN 01-0523282 | Accounting | $10,847 |
CHARLES SCHWAB & CO., INC.4+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Direct pa... | $6,986 |
Filed as: CHARLES SCHWAB & CO. INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,729 | $73,102+388.0% | $123,553+188.7% | $56,289+533.7% |
| Participation rate | 99.4% | 74.3%+25.1pp | 82.3%+17.1pp | 69.9%+29.5pp |
| Annual return | -3.19% | 3.01%-6.2pp | 119.21%-122.4pp | -9.96%+6.8pp |
| Employer contribution / active EE | $12,046 | $2,977+304.6% | $4,628+160.3% | $2,111+470.6% |
| Participant deferral / active EE | $9,637 | $5,423+77.7% | $6,426+50.0% | $3,350+187.7% |
| Admin fee / account holder | $1,259 | $554+127.4% | $9,284-86.4% | $521+141.7% |