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| Provider | Service type | Compensation |
|---|---|---|
H. M. PAYSON & CO.3+ years Filed as: H.M. PAYSON & CO. Service code 26 · EIN 01-0420707 | Advisory (Participants) | $124,029 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $53,452 |
FIDUCIARY INVESTMENT ADVISORS3+ years Service code 28 · EIN 20-4751585 | Investment Management | $22,000 |
Filed as: CRIBSTONE CAPITAL MANAGEMENT L Service code 26 · EIN 45-4507987 | Advisory (Participants) | $19,562 |
R M DAVIS INC2 years Filed as: R M DAVIS INC. Service code 26 · EIN 01-0356657 | Advisory (Participants) | $18,928 |
Filed as: FL PUTNAM INVESTMENT MANAGEMENT Service code 26 · EIN 01-0403396 | Advisory (Participants) | $16,135 |
BERRY DUNN3+ years Filed as: BERRY DUNN MCNEIL & PARKER LLC Service code 10 · EIN 01-0523282 | Accounting | $10,540 |
Service code 26 · EIN 27-4094110 | Advisory (Participants) | $5,967 |
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Float r... | $5,648 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO. AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,663 | $80,753+357.8% | $136,298+171.2% | $62,293+493.4% |
| Participation rate | 100.0% | 73.5%+26.5pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 15.65% | 35.83%-20.2pp | 5156.27%-5140.6pp | 28.90%-13.2pp |
| Employer contribution / active EE | $11,492 | $2,884+298.5% | $4,696+144.7% | $2,042+462.7% |
| Participant deferral / active EE | $9,225 | $5,164+78.6% | $6,247+47.7% | $3,169+191.1% |
| Admin fee / account holder | $1,156 | $525+120.1% | $9,244-87.5% | $479+141.3% |