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| Provider | Service type | Compensation |
|---|---|---|
H. M. PAYSON & CO.1+ years Filed as: H.M. PAYSON & CO. Service code 26 · EIN 01-0420707 | Advisory (Participants) | $109,150 |
Filed as: FL PUTNAM INVESTMENT MANAGEMENT Service code 26 · EIN 01-0403396 | Advisory (Participants) | $16,100 |
FIDUCIARY INVESTMENT ADVISORS1+ years Service code 28 · EIN 20-4751585 | Investment Management | $11,000 |
BERRY DUNN1+ years Filed as: BERRY DUNN MCNEIL & PARKER LLC Service code 28 · EIN 01-0523282 | Investment Management | $10,267 |
CHARLES SCHWAB & CO., INC.1+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Shareho... | $10,201 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO. AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,599 | $70,002+333.7% | $115,038+163.9% | $52,331+480.2% |
| Participation rate | 98.8% | 72.1%+26.7pp | 81.4%+17.5pp | 68.1%+30.7pp |
| Annual return | -1.26% | 4.04%-5.3pp | 26.14%-27.4pp | 4.54%-5.8pp |
| Employer contribution / active EE | $10,827 | $2,715+298.8% | $4,608+135.0% | $1,882+475.4% |
| Participant deferral / active EE | $7,480 | $4,920+52.0% | $6,026+24.1% | $3,022+147.5% |
| Admin fee / account holder | $694 | $566+22.6% | $8,175-91.5% | $592+17.3% |