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| Provider | Service type | Compensation |
|---|---|---|
H. M. PAYSON & CO.5 years Filed as: H.M. PAYSON & CO Service code 26 · EIN 01-0420707 | Advisory (Participants) | $189,777 |
CHARLES SCHWAB & CO., INC.6 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $40,290 |
FIDUCIENT ADVISORS LLC1 year Service code 28 · EIN 36-4001764 | Investment Management | $34,422 |
CRIBSTONE CAPITAL MANAGEMENT6 years Filed as: CRIBSTONE CAPITAL MANAGEMENT L Service code 26 · EIN 45-4507987 | Advisory (Participants) | $22,551 |
R M DAVIS INC7 years Filed as: R M DAVIS INC. Service code 26 · EIN 01-0356657 | Advisory (Participants) | $10,014 |
CHARLES SCHWAB & CO., INC.8+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $1,870 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB & CO. INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,660 | $84,499+287.8% | $125,391+161.3% | $66,949+389.4% |
| Participation rate | 100.0% | 76.4%+23.6pp | 82.4%+17.6pp | 69.8%+30.2pp |
| Annual return | -14.93% | -8.49%-6.4pp | 572.41%-587.3pp | 1.57%-16.5pp |
| Employer contribution / active EE | $10,472 | $3,554+194.7% | $4,816+117.4% | $2,545+311.4% |
| Participant deferral / active EE | $10,298 | $6,785+51.8% | $7,448+38.3% | $4,239+142.9% |
| Admin fee / account holder | $993 | $685+45.0% | $10,009-90.1% | $594+67.4% |