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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,611 | $232,540-0.4% | $185,117+25.1% | $147,586+56.9% |
| Participation rate | 90.5% | 82.4%+8.1pp | 77.3%+13.2pp | 82.8%+7.6pp |
| Annual return | 11.82% | 43.03%-31.2pp | 40.50%-28.7pp | 578.59%-566.8pp |
| Employer contribution / active EE | $14,902 | $5,195+186.8% | $4,182+256.4% | $4,876+205.6% |
| Participant deferral / active EE | $13,567 | $5,834+132.6% | $5,045+168.9% | $5,439+149.4% |
| Admin fee / account holder | $9,368 | $10,275-8.8% | $8,159+14.8% | $10,886-13.9% |