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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,216 | $215,361+18.0% | $171,082+48.6% | $273,972-7.2% |
| Participation rate | 77.8% | 82.0%-4.2pp | 76.7%+1.1pp | 83.0%-5.2pp |
| Annual return | 7.25% | 25.14%-17.9pp | 32.56%-25.3pp | 41.46%-34.2pp |
| Employer contribution / active EE | $4,238 | $4,967-14.7% | $4,002+5.9% | $4,869-12.9% |
| Participant deferral / active EE | $11,478 | $5,543+107.1% | $4,797+139.3% | $5,287+117.1% |
| Admin fee / account holder | $7,402 | $10,846-31.8% | $8,520-13.1% | $10,133-26.9% |