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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,360 | $202,463+4.9% | $169,397+25.4% | $139,487+52.2% |
| Participation rate | 58.8% | 81.1%-22.3pp | 77.2%-18.4pp | 80.3%-21.5pp |
| Annual return | 12.83% | 532.64%-519.8pp | 406.23%-393.4pp | 373.84%-361.0pp |
| Employer contribution / active EE | $7,704 | $4,694+64.1% | $4,013+92.0% | $4,755+62.0% |
| Participant deferral / active EE | $13,629 | $6,941+96.4% | $6,223+119.0% | $6,713+103.0% |
| Admin fee / account holder | $12,827 | $10,726+19.6% | $9,017+42.2% | $11,407+12.4% |