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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,784 | $211,288+26.7% | $178,540+50.0% | $145,884+83.6% |
| Participation rate | 58.8% | 80.8%-22.0pp | 77.1%-18.3pp | 80.3%-21.5pp |
| Annual return | 10.08% | 30.27%-20.2pp | 27.15%-17.1pp | 551.85%-541.8pp |
| Employer contribution / active EE | $10,294 | $4,574+125.1% | $3,953+160.4% | $4,662+120.8% |
| Participant deferral / active EE | $15,294 | $6,967+119.5% | $6,281+143.5% | $6,690+128.6% |
| Admin fee / account holder | $53,441 | $12,105+341.5% | $10,424+412.7% | $13,392+299.1% |