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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,862 | $190,916-11.6% | $160,037+5.5% | $134,545+25.5% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.0%-3.0pp | 81.2%-6.2pp |
| Annual return | -15.96% | 552.79%-568.8pp | 408.95%-424.9pp | 418.37%-434.3pp |
| Employer contribution / active EE | $163 | $4,996-96.7% | $4,226-96.2% | $4,742-96.6% |
| Participant deferral / active EE | $15,331 | $6,925+121.4% | $6,184+147.9% | $6,401+139.5% |
| Admin fee / account holder | $42,181 | $10,497+301.9% | $8,716+383.9% | $11,431+269.0% |