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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,090 | $123,793-49.0% | $177,848-64.5% | $79,856-21.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 14.73% | 22.82%-8.1pp | 48.33%-33.6pp | 31.71%-17.0pp |
| Employer contribution / active EE | $4,057 | $4,095-0.9% | $5,919-31.5% | $2,471+64.2% |
| Participant deferral / active EE | $2,489 | $5,956-58.2% | $7,714-67.7% | $3,741-33.5% |
| Admin fee / account holder | $1,102 | $7,243-84.8% | $12,431-91.1% | $5,306-79.2% |