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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,423 | $142,972-66.1% | $214,702-77.4% | $86,983-44.3% |
| Participation rate | 100.0% | 84.9%+15.1pp | 87.5%+12.5pp | 69.5%+30.5pp |
| Annual return | 11.31% | 18.49%-7.2pp | 54.55%-43.2pp | 25.83%-14.5pp |
| Employer contribution / active EE | $4,833 | $4,635+4.3% | $6,461-25.2% | $2,584+87.0% |
| Participant deferral / active EE | $3,376 | $6,568-48.6% | $9,147-63.1% | $4,194-19.5% |
| Admin fee / account holder | $10,885 | $17,617-38.2% | $19,830-45.1% | $7,856+38.6% |