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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,779 | $137,414-46.3% | $189,545-61.1% | $85,851-14.1% |
| Participation rate | 90.0% | 84.6%+5.4pp | 87.8%+2.2pp | 69.3%+20.7pp |
| Annual return | 15.91% | 38.14%-22.2pp | 555.36%-539.5pp | 318.63%-302.7pp |
| Employer contribution / active EE | $4,039 | $4,344-7.0% | $6,162-34.5% | $2,565+57.4% |
| Participant deferral / active EE | $2,722 | $6,260-56.5% | $8,220-66.9% | $3,952-31.1% |
| Admin fee / account holder | $2,074 | $8,630-76.0% | $12,049-82.8% | $6,261-66.9% |