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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,911 | $110,083-48.3% | $151,645-62.5% | $68,490-16.9% |
| Participation rate | 76.7% | 84.0%-7.2pp | 87.5%-10.7pp | 67.9%+8.8pp |
| Annual return | -15.60% | -10.12%-5.5pp | 3.34%-18.9pp | -7.85%-7.7pp |
| Employer contribution / active EE | $3,242 | $4,470-27.5% | $6,165-47.4% | $2,597+24.9% |
| Participant deferral / active EE | $2,366 | $6,526-63.7% | $8,363-71.7% | $4,028-41.2% |
| Admin fee / account holder | $13,707 | $7,718+77.6% | $11,614+18.0% | $5,403+153.7% |