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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,244 | $125,797-56.9% | $170,057-68.1% | $75,177-27.8% |
| Participation rate | 77.5% | 83.6%-6.1pp | 87.0%-9.5pp | 67.2%+10.3pp |
| Annual return | 12.91% | 27.20%-14.3pp | 53.42%-40.5pp | 160.75%-147.8pp |
| Employer contribution / active EE | $3,343 | $4,616-27.6% | $6,790-50.8% | $2,671+25.2% |
| Participant deferral / active EE | $2,447 | $6,838-64.2% | $10,411-76.5% | $4,126-40.7% |
| Admin fee / account holder | $15,304 | $8,177+87.2% | $12,826+19.3% | $5,651+170.8% |