Physician practices in Ohio
PlanOptica tracks 169 health and welfare plans sponsored by 162 physician practices in Ohio, covering 23,851 participants and $79M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 7 participants, and the most common size is under 100 participants (67% of plans). Most of these plans are self-funded or mixed (83%), so stop-loss and TPA relationships matter as much as the medical carrier.
Community Insurance Company leads by premium with a 16% share, followed by Unitedhealthcare Insurance Company at 14%. McGohan Brabender, Inc is the broker of record on 14 plans, more than any other firm, ahead of Usi Insurance Services LLC (9). 36% of plans report broker compensation on Schedule A; the median brokered plan pays $71K a year, about 7.4% of premium. Columbus, Cincinnati and Toledo have the most plans.
Funding mix
- Self-funded108 · 64%
- Mixed32 · 19%
- Fully insured29 · 17%
Plan size (participants)
- Under 100114 · 67%
- 100 to 24927 · 16%
- 250 to 49914 · 8%
- 500 to 9999 · 5%
- 1,000 or more5 · 3%
Median plan: 7 participants. Median broker comp: 7.4% of premium across 60 brokered plans.
Top carriers, physicians, Ohio
- 1Community Insurance Company$13M7 plans · 16.2%
- 2Unitedhealthcare Insurance Company$11M11 plans · 14.5%
- 3Medical Mutual of Ohio$6.7M3 plans · 8.5%
- 4Hartford Life and Accident$5.6M10 plans · 7.0%
- 5United Healthcare Insurance Company$4.4M1 plans · 5.6%
- 6The Lincoln National Life Insurance Company$3.6M13 plans · 4.6%
- 7HCC Life Insurance Company$3.3M3 plans · 4.1%
- 8Delta Dental of Ohio$2.9M11 plans · 3.7%
- 9Principal Life Insurance Company$2.6M6 plans · 3.3%
- 10The Guardian Life Insurance Company of America$2.5M8 plans · 3.2%
Top brokers, physicians, Ohio
- 1McGohan Brabender, Inc14 plans$751K comp · 23.3%
- 2Usi Insurance Services LLC9 plans$576K comp · 15.0%
- 3Centro Benefits Research, LLC7 plans$142K comp · 11.7%
- 4Hub Heartland LLC6 plans$644K comp · 10.0%
- 5Digital Insurance LLC5 plans$410K comp · 8.3%
- 6The HDH Group Inc5 plans$265K comp · 8.3%
- 7C2 Centric LLC5 plans$6K comp · 8.3%
- 8Hylant Group, Inc4 plans$325K comp · 6.7%
- 9Horan Associates Inc4 plans$31K comp · 6.7%
- 10Gallagher Benefit Services, Inc3 plans$437K comp · 5.0%
Largest physician practices in Ohio
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Dermatologists of Central States, LLC Dermatologists of Central States, LLC Employee Benefits PlanAll plans | Blue Ash | Mixed | 1,784 | $517K | Metropolitan Life Insurance Company |
| Central Ohio Primary Care Physicians, Inc Central Ohio Primary Care Physicians, Inc. Employee Benefit PlanAll plans | Westerville | Mixed | 1,740 | $3.2M | Unum Life Insurance Company of America |
| Orthoalliance Orthoalliance Employee Benefits PlanAll plans | Cincinnati | Mixed | 1,547 | $2.5M | Life Insurance Company of North America |
| I Am Boundless, Inc I Am Boundless Health and Welfare Benefit PlanAll plans | Worthington | Fully insured | 1,482 | $1.5M | The Guardian Life Insurance Company of America |
| Toledo Clinic Inc Toledo Clinic Inc Group Insurance PlansAll plans | Toledo | Fully insured | 1,095 | $1.0M | Hartford Life and Accident |
| Northern Ohio Medical Specialists LLC Northern Ohio Medical Specialists LLC Employees Welfare Benefit PlanAll plans | Sandusky | Mixed | 923 | $1.1M | Principal Life Insurance Company |
| Signature Health, Inc Signature Health, Inc. Welfare PlanAll plans | Kirtland | Mixed | 906 | $891K | Metropolitan Life Insurance Company |
| Premier Imaging Ventures Employee Ancillary Plan Premier Imaging Ventures, LLCAll plans | Columbus | Mixed | 886 | $1.8M | Hartford Life and Accident |
| Crystal Clinic Orthopaedic Center, LLC Crystal Clinic Orthopaedic Center, LLC Wrap Benefit PlanAll plans | Akron | Mixed | 861 | $1.4M | Cigna Health and Life Insurance Company |
| Orthopedic One Orthopedic One Employee Health PlanAll plans | Westerville | Mixed | 772 | $1.4M | Hartford Life and Accident |
| Arc Health Sub Holdings, LLC Arc Health Benefits PlanAll plans | Independence | Fully insured | 719 | $6.0M | Unitedhealthcare Insurance Company |
| Hopewell Health Centers, Inc Hopewell Health Centers, Inc. Employee Health PlanAll plans | Chillicothe | Mixed | 633 | $443K | The Guardian Life Insurance Company of America |
| Mercer Health Medical Group Mercer Health Medical Group PlanAll plans | Coldwater | Mixed | 616 | $734K | Reliance Standard Life Insurance Company |
| Pediatric Academic Association, Inc Employee Disability & Group Term Life Insurance PlanAll plans | Columbus | Fully insured | 526 | $1.1M | Hartford Life and Accident |
| Ohio Gastroenterology Group, Inc Ohio Gastroenterology Group, Inc Welfare Benefit PlansAll plans | Columbus | Mixed | 479 | $777K | The Lincoln National Life Insurance Company |
Showing 15 of 162 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Ohio
- Columbus19 plans · 3,827 participants
- Cincinnati13 plans · 3,600 participants
- Toledo12 plans · 1,450 participants
- Dayton10 plans · 1,209 participants
- Akron8 plans · 910 participants
- Cleveland5 plans · 218 participants
- Westerville4 plans · 2,562 participants
- Independence3 plans · 722 participants
- Canton3 plans · 317 participants
- Springfield3 plans · 274 participants
- Youngstown3 plans · 205 participants
- Beachwood3 plans · 189 participants
Frequently asked questions
How many physician practices in Ohio offer an ERISA health plan?
169 health and welfare plans from 162 physician practices in Ohio appear in plan year 2024 to 2025 filings on Form 5500, covering 23,851 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physician practices in Ohio?
By Schedule A premium: Community Insurance Company (16% of premium, 7 plans), Unitedhealthcare Insurance Company (14% of premium, 11 plans) and Medical Mutual of Ohio (8% of premium, 3 plans).
Which benefits brokers work with physician practices in Ohio?
By number of client plans: McGohan Brabender, Inc (14 plans), Usi Insurance Services LLC (9 plans) and Centro Benefits Research, LLC (7 plans). 36% of plans report a broker.
How much do brokers earn on physician practices health plans in Ohio?
The median brokered plan reports $71K a year in broker commissions and fees, or 7.4% of premium. Figures come from Schedule A, Part I.
Are physician practices health plans in Ohio self-funded or fully insured?
Self-funded 64%, mixed 19% and fully insured 17%. Self-funded and mixed plans together make up 83%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of physicians (NAICS 621111) and of mental health physicians (621112).
Prospect physician practices in Ohio
Open the welfare search with Ohio and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physicians in nearby states
Other healthcare specialties in Ohio
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of physicians (NAICS 621111) and of mental health physicians (621112). Location is the sponsor's filing address in Ohio.