Home health care agencies in Ohio
PlanOptica tracks 89 health and welfare plans sponsored by 76 home health care agencies in Ohio, covering 11,578 participants and $23M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 7 participants, and the most common size is under 100 participants (66% of plans). Most of these plans are self-funded or mixed (75%), so stop-loss and TPA relationships matter as much as the medical carrier.
Aetna Life Insurance Co leads by premium with a 24% share, followed by Community Insurance Company at 13%. McGohan Brabender, Inc is the broker of record on 6 plans, more than any other firm, ahead of Usi Insurance Services LLC (6). 38% of plans report broker compensation on Schedule A; the median brokered plan pays $32K a year, about 10.7% of premium. Cincinnati, Columbus and Maumee have the most plans.
Funding mix
- Self-funded55 · 62%
- Fully insured22 · 25%
- Mixed12 · 13%
Plan size (participants)
- Under 10059 · 66%
- 100 to 24916 · 18%
- 250 to 4998 · 9%
- 500 to 9995 · 6%
- 1,000 or more1 · 1%
Median plan: 7 participants. Median broker comp: 10.7% of premium across 34 brokered plans.
Top carriers, home health, Ohio
- 1Aetna Life Insurance Co$5.4M5 plans · 23.6%
- 2Community Insurance Company$3.1M3 plans · 13.4%
- 3United Healthcare Insurance$2.5M2 plans · 10.8%
- 4Superior Dental Care$1.6M3 plans · 7.0%
- 5United of Omaha Life Insurance Company$1.4M9 plans · 6.1%
- 6The Lincoln National Life Insurance Company$1.3M2 plans · 5.6%
- 7Delta Dental of Ohio$1.1M2 plans · 4.6%
- 8National Health Insurance Company$914K2 plans · 4.0%
- 9Metropolitan Life Insurance Company$727K5 plans · 3.2%
- 10Cigna Health and Life Insurance Company$694K3 plans · 3.0%
Top brokers, home health, Ohio
- 1McGohan Brabender, Inc6 plans$314K comp · 17.6%
- 2Usi Insurance Services LLC6 plans$125K comp · 17.6%
- 3Acrisure LLC4 plans$60K comp · 11.8%
- 4Hub International Midwest Limited3 plans$52K comp · 8.8%
- 5James B. Oswald Company3 plans$38K comp · 8.8%
- 6Horan Associates, Inc3 plans$37K comp · 8.8%
- 7Centro Benefits Research LLC3 plans$35K comp · 8.8%
- 8Alliant Insurance Svcs Inc3 plans$22K comp · 8.8%
- 9Webtpa Employer Services LLC3 plans$693 comp · 8.8%
- 10Willis Towers Watson Midwest Inc2 plans$67K comp · 5.9%
Largest home health care agencies in Ohio
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Cottingham Management Lionstone Care Group Life and AD&D PlanAll plans | Cincinnati | Mixed | 2,427 | $249K | Metropolitan Life Insurance Company |
| Embassy Healthcare Holdings, Inc Embassy Healthcare Holdings, Inc. Welfare Benefit PlanAll plans | Beachwood | Fully insured | 970 | $3.5M | Community Insurance Company |
| Tridia Hospice Care, Inc Tridia Hospice Care Welfare Benefit PlanAll plans | Westerville | Mixed | 784 | $390K | Sun Life Assurance Company of Canada |
| Alternate Solutions Healthcare System, Inc Alternate Solutions Healthcare System, Inc. Employee Benefits PlanAll plans | Kettering | Mixed | 590 | $1.6M | Superior Dental Care |
| American Medical Technology, Inc American Medical Technology, Inc. Employee Benefits PlanAll plans | Brecksville | Fully insured | 511 | $617K | Sun Life Assurance Company of Canada |
| Dasco Home Medical Equipment, Inc Dasco Home Medical Equipment, Inc. Employee Benefit PlanAll plans | Westerville | Mixed | 453 | $303K | Reliance Standard Life Insurance Company |
| Affordable Home Health LLC Affordable Home Health Life and AD&DAll plans | Columbus | Fully insured | 423 | $24K | United of Omaha Life Insurance Company |
| Carestar, Inc Carestar Inc Employee Welfare Benefit PlanAll plans | Cincinnati | Mixed | 412 | $562K | Life Insurance Company of North America |
| American Nursing Care, Inc Chi Health at Home Flexible Spending Benefit PlanAll plans | Milford | Self-funded | 407 | - | - |
| Pals a Chrysalis Health Company Pals a Chrysalis Health Welfare Benefit PlanAll plans | Columbus | Fully insured | 305 | $240K | Cigna Health and Life Insurance Company |
| Frontier Community Services Frontier Community Services Employee Benefit PlanAll plans | Chillicothe | Mixed | 294 | $36K | American United Life Insurance Company |
| Business Solutions of Perrysburg, LLC Business Solutions of Perrysburg, LLC Employee Benefits PlanAll plans | Perrysburg | Mixed | 257 | $1.1M | Westport Insurance Corporation |
| Hospice of Northwest Ohio Hospice of Northwest Ohio Health & Welfare Benefit PlanAll plans | Perrysburg | Mixed | 255 | $361K | United of Omaha Life Insurance Company |
| Buckeye Community Services, Inc Buckeye Community Services Health & Welfare Benefit PlanAll plans | Jackson | Fully insured | 201 | $124K | The Guardian Life Insurance Company of America |
| A&L Home Care & Training Center, LLC A&L Home Care & Training Center, LLC. Employee Benefit PlanAll plans | Proctorville | Mixed | 172 | $84K | United of Omaha Life Insurance Company |
Showing 15 of 76 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Ohio
- Cincinnati13 plans · 3,828 participants
- Columbus13 plans · 1,959 participants
- Maumee5 plans · 37 participants
- Akron4 plans · 133 participants
- Dayton3 plans · 32 participants
- Cleveland3 plans · 14 participants
- Toledo3 plans · 11 participants
- Loveland3 plans · 0 participants
- Westerville2 plans · 1,237 participants
- Perrysburg2 plans · 512 participants
- Cambridge2 plans · 251 participants
- Salem2 plans · 18 participants
Frequently asked questions
How many home health care agencies in Ohio offer an ERISA health plan?
89 health and welfare plans from 76 home health care agencies in Ohio appear in plan year 2024 to 2025 filings on Form 5500, covering 11,578 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most home health care agencies in Ohio?
By Schedule A premium: Aetna Life Insurance Co (24% of premium, 5 plans), Community Insurance Company (13% of premium, 3 plans) and United Healthcare Insurance (11% of premium, 2 plans).
Which benefits brokers work with home health care agencies in Ohio?
By number of client plans: McGohan Brabender, Inc (6 plans), Usi Insurance Services LLC (6 plans) and Acrisure LLC (4 plans). 38% of plans report a broker.
How much do brokers earn on home health care agencies health plans in Ohio?
The median brokered plan reports $32K a year in broker commissions and fees, or 10.7% of premium. Figures come from Schedule A, Part I.
Are home health care agencies health plans in Ohio self-funded or fully insured?
Self-funded 62%, fully insured 25% and mixed 13%. Self-funded and mixed plans together make up 75%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Home health care services (NAICS 621610), plus healthcare employers whose name says home health or home care.
Prospect home health care agencies in Ohio
Open the welfare search with Ohio and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Home health in nearby states
Other healthcare specialties in Ohio
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Home health care services (NAICS 621610), plus healthcare employers whose name says home health or home care. Location is the sponsor's filing address in Ohio.