Physical and occupational therapy practices in Ohio
PlanOptica tracks 21 health and welfare plans sponsored by 20 physical and occupational therapy practices in Ohio, covering 1,603 participants and $3.0M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 5 participants, and the most common size is under 100 participants (81% of plans). Most of these plans are self-funded or mixed (90%), so stop-loss and TPA relationships matter as much as the medical carrier.
Medical Mutual leads by premium with a 38% share, followed by Community Insurance Company (G1728) at 17%. Hylant Group, Inc is the broker of record on 2 plans, more than any other firm, ahead of Centro Benefits Research LLC (2). 29% of plans report broker compensation on Schedule A; the median brokered plan pays $38K a year, about 7.7% of premium. Toledo, Elyria and Broadview HTS have the most plans.
Funding mix
- Self-funded15 · 71%
- Mixed4 · 19%
- Fully insured2 · 10%
Plan size (participants)
- Under 10017 · 81%
- 100 to 2491 · 5%
- 250 to 4992 · 10%
- 500 to 9991 · 5%
- 1,000 or more0 · 0%
Median plan: 5 participants. Median broker comp: 7.7% of premium across 6 brokered plans.
Top carriers, physical therapy, Ohio
- 1Medical Mutual$1.1M1 plans · 37.5%
- 2Community Insurance Company (G1728)$514K2 plans · 17.3%
- 3Guardian Life Insirance Company$438K3 plans · 14.7%
- 4Cigna Health and Life Insurance Company$384K1 plans · 12.9%
- 5Principal Life Insurance Company$217K2 plans · 7.3%
- 6Unitedhealthcare Insurance Company$206K1 plans · 6.9%
- 7Metropolitan Life Insurance Company$52K1 plans · 1.8%
- 8Equitable Financial Life Insurance Company of America$34K1 plans · 1.1%
- 9United Healthcare Insurance Company$10K1 plans · 0.3%
Top brokers, physical therapy, Ohio
- 1Hylant Group, Inc2 plans$102K comp · 33.3%
- 2Centro Benefits Research LLC2 plans$13K comp · 33.3%
- 3McGriff Insurance Services, Inc1 plans$70K comp · 16.7%
- 4The Worksite Group, LLC1 plans$24K comp · 16.7%
- 5Och, Malinda1 plans$20K comp · 16.7%
- 6Stealth Partner Group LLC1 plans$16K comp · 16.7%
- 7Hub International Northeast Limited1 plans$11K comp · 16.7%
- 8The Cason Group, Inc1 plans$10K comp · 16.7%
- 9Malinda Och1 plans$7K comp · 16.7%
- 10Marsh and McLennan Agency LLC1 plans$6K comp · 16.7%
Largest physical and occupational therapy practices in Ohio
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Concept Rehab, Inc Concept Rehab, Inc. Cafeteria PlanAll plans | Toledo | Mixed | 552 | $731K | Community Insurance Company |
| Ap Therapy LLC Ap Therapy CoreAll plans | Broadview HTS | Mixed | 421 | $215K | Unitedhealthcare Insurance Company |
| First Settlement Physical Therapy, Inc Group Life InsuranceAll plans | Marietta | Fully insured | 255 | $1.3M | Medical Mutual |
| PT Services Rehabilitation Inc PT Services Inc Employee Benefit TrustAll plans | Tiffin | Mixed | 168 | $180K | The Guardian Life Insurance Company of America |
| Sara's Garden - the Sara Joy Rychener-Burkholder Hyperbaric Center Saras Garden - the Sara Joy Rychener-Burkholder Hyperbaric Center Benefit PlanAll plans | Wauseon | Mixed | 79 | $62K | Metropolitan Life Insurance Company |
| Arbor Rehabilitation and Healthcare Services, Inc Arbor Rehabilitation & Healthcare Service Health PlanAll plans | Gates Mills | Fully insured | 74 | $488K | Cigna Health and Life Insurance Company |
| All Star Physical Therapy All Star Physical Therapy Soca Benefit PlanAll plans | Geneva | Self-funded | 15 | - | - |
| Cincinnati Occupational Therapy Institute Cincinnati Occupational Therapy Institute Soca Benefit PlanAll plans | Blue Ash | Self-funded | 10 | - | - |
| Leimkuehler Orthoticprosthetic Center Leimkuehler Orthoticprosthetic Center Self-Funded Medical and Prescription Drug PlanAll plans | Amherst | Self-funded | 5 | - | - |
| Trouve Medspa Trouve Medspa Chamber Benefit Arrangement PlanAll plans | Beachwood | Self-funded | 5 | - | - |
| Reserve Hearing Center Reserve Hearing Center Soca Benefit PlanAll plans | Brookpark | Self-funded | 5 | - | - |
| Jaworski Physical Therapy Jaworski Physical Therapy Chamber Benefit Arrangement PlanAll plans | Elyria | Self-funded | 4 | - | - |
| Activ Physical Therapy Activ Physical Therapy Chamber Benefit Arrangement PlanAll plans | Richfield | Self-funded | 3 | - | - |
| Elite Physical Therapy LLC Elite Physical Therapy LLC Soca Benefit PlanAll plans | Wintersville | Self-funded | 3 | - | - |
| Lets Get Physical Therapy Group Lets Get Physical Therapy Group Soca Benefit PlanAll plans | Avon | Self-funded | 2 | - | - |
Showing 15 of 20 employers. Filter the full list by size, funding, carrier and broker.
Plans by city in Ohio
- Toledo2 plans · 552 participants
- Elyria2 plans · 4 participants
- Broadview HTS1 plans · 421 participants
- Marietta1 plans · 255 participants
- Tiffin1 plans · 168 participants
- Wauseon1 plans · 79 participants
- Gates Mills1 plans · 74 participants
- Geneva1 plans · 15 participants
- Blue Ash1 plans · 10 participants
- Amherst1 plans · 5 participants
- Beachwood1 plans · 5 participants
- Brookpark1 plans · 5 participants
Frequently asked questions
How many physical and occupational therapy practices in Ohio offer an ERISA health plan?
21 health and welfare plans from 20 physical and occupational therapy practices in Ohio appear in plan year 2024 to 2025 filings on Form 5500, covering 1,603 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most physical and occupational therapy practices in Ohio?
By Schedule A premium: Medical Mutual (38% of premium, 1 plan), Community Insurance Company (G1728) (17% of premium, 2 plans) and Guardian Life Insirance Company (15% of premium, 3 plans).
Which benefits brokers work with physical and occupational therapy practices in Ohio?
By number of client plans: Hylant Group, Inc (2 plans), Centro Benefits Research LLC (2 plans) and McGriff Insurance Services, Inc (1 plan). 29% of plans report a broker.
How much do brokers earn on physical and occupational therapy practices health plans in Ohio?
The median brokered plan reports $38K a year in broker commissions and fees, or 7.7% of premium. Figures come from Schedule A, Part I.
Are physical and occupational therapy practices health plans in Ohio self-funded or fully insured?
Self-funded 71%, mixed 19% and fully insured 10%. Self-funded and mixed plans together make up 90%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Physical, occupational and speech therapists and audiologists (NAICS 621340), plus healthcare employers whose name says physical or occupational therapy.
Prospect physical and occupational therapy practices in Ohio
Open the welfare search with Ohio and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Physical therapy in nearby states
Other healthcare specialties in Ohio
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Physical, occupational and speech therapists and audiologists (NAICS 621340), plus healthcare employers whose name says physical or occupational therapy. Location is the sponsor's filing address in Ohio.