Optometry practices in Michigan
PlanOptica tracks 4 health and welfare plans sponsored by 4 optometry practices in Michigan, covering 516 participants and $3.5M in reported insurance premiums (plan year 2024 to 2025 filings). The median plan has 128 participants, and the most common size is 100 to 249 participants (50% of plans). The funding mix is split: 50% of plans are self-funded or mixed and the rest are mainly fully insured.
Blue Cross Blue Shield of Michigan dominates premium with a 51% share, followed by Blue Care Network of Michigan at 24%. Zachary R. Haan is the broker of record on 1 plan, more than any other firm, ahead of Lighthouse Group (1). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $40K a year, about 6.3% of premium. East Lansing, Fraser and Saint Joseph have the most plans.
Funding mix
- Fully insured2 · 50%
- Mixed2 · 50%
Plan size (participants)
- Under 1001 · 25%
- 100 to 2492 · 50%
- 250 to 4991 · 25%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 128 participants. Median broker comp: 6.3% of premium across 4 brokered plans.
Top carriers, optometry, Michigan
- 1Blue Cross Blue Shield of Michigan$1.8M1 plans · 51.3%
- 2Blue Care Network of Michigan$843K1 plans · 23.8%
- 3United of Omaha Life Insurance Company$326K1 plans · 9.2%
- 4Equitable Financial Life Insurance Company of America$191K1 plans · 5.4%
- 5Unum Life Insurance Company of America$152K1 plans · 4.3%
- 6Delta Dental of Michigan$115K1 plans · 3.2%
- 7Principal Life Insurance Company$85K1 plans · 2.4%
- 8Continental American Insurance Company$12K1 plans · 0.3%
Top brokers, optometry, Michigan
- 1Zachary R. Haan1 plans$56K comp · 25.0%
- 2Lighthouse Group1 plans$33K comp · 25.0%
- 3Ottawa Kent Insurance Agency, Inc1 plans$29K comp · 25.0%
- 4Brieden Consulting Group, Inc1 plans$21K comp · 25.0%
- 5Frank J Mayer1 plans$19K comp · 25.0%
- 6Mark W Hosking1 plans$19K comp · 25.0%
- 7Brian Bellware1 plans$13K comp · 25.0%
- 8Insurance Consulting Associates LLC1 plans$10K comp · 25.0%
- 9Gibson Insurance Agency, Inc1 plans$5K comp · 25.0%
- 10Centro Benefits Research LLC1 plans$4K comp · 25.0%
Largest optometry practices in Michigan
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Lansing Ophthalmology PC L.O. Eye Care Flexible Benefit PlanAll plans | East Lansing | Fully insured | 261 | $2.1M | Blue Cross of California |
| Michigan Eye Care Provider, PLLC Michigan Eye Care Provider, PLLC Wrap PlanAll plans | Fraser | Fully insured | 134 | $929K | Blue Care Network of Michigan |
| Great Lakes Eye Care Great Lakes Eye Care Welfare Benefit PlanAll plans | Saint Joseph | Mixed | 121 | $191K | Equitable Financial Life Insurance Company of America |
| SVS Vision, Inc SVS Vision Welfare Benefit PlanAll plans | Mount Clemens | Mixed | 0 | $326K | United of Omaha Life Insurance Company |
Plans by city in Michigan
Frequently asked questions
How many optometry practices in Michigan offer an ERISA health plan?
4 health and welfare plans from 4 optometry practices in Michigan appear in plan year 2024 to 2025 filings on Form 5500, covering 516 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most optometry practices in Michigan?
By Schedule A premium: Blue Cross Blue Shield of Michigan (51% of premium, 1 plan), Blue Care Network of Michigan (24% of premium, 1 plan) and United of Omaha Life Insurance Company (9% of premium, 1 plan).
Which benefits brokers work with optometry practices in Michigan?
By number of client plans: Zachary R. Haan (1 plan), Lighthouse Group (1 plan) and Ottawa Kent Insurance Agency, Inc (1 plan). 100% of plans report a broker.
How much do brokers earn on optometry practices health plans in Michigan?
The median brokered plan reports $40K a year in broker commissions and fees, or 6.3% of premium. Figures come from Schedule A, Part I.
Are optometry practices health plans in Michigan self-funded or fully insured?
Fully insured 50% and mixed 50%. Self-funded and mixed plans together make up 50%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Offices of optometrists (NAICS 621320), plus healthcare employers whose name says optometry, eye care or vision center.
Prospect optometry practices in Michigan
Open the welfare search with Michigan and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Optometry in nearby states
Other healthcare specialties in Michigan
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2024-2025). Offices of optometrists (NAICS 621320), plus healthcare employers whose name says optometry, eye care or vision center. Location is the sponsor's filing address in Michigan.