Veterinary practices in Michigan
PlanOptica tracks 5 health and welfare plans sponsored by 5 veterinary practices in Michigan, covering 9,375 participants and $8.7M in reported insurance premiums (plan year 2025 filings). The median plan has 146 participants, and the most common size is 100 to 249 participants (60% of plans). The funding mix is split: 40% of plans are self-funded or mixed and the rest are mainly fully insured.
Delta Dental of Michigan leads by premium with a 29% share, followed by Standard Insurance Company at 28%. Marsh & McLennan Agency LLC is the broker of record on 1 plan, more than any other firm, ahead of Michigan Planners Inc (1). 80% of plans report broker compensation on Schedule A; the median brokered plan pays $65K a year, about 4.1% of premium. Southfield, Bloomfield Hills and Washington have the most plans.
Funding mix
- Fully insured3 · 60%
- Self-funded1 · 20%
- Mixed1 · 20%
Plan size (participants)
- Under 1001 · 20%
- 100 to 2493 · 60%
- 250 to 4990 · 0%
- 500 to 9990 · 0%
- 1,000 or more1 · 20%
Median plan: 146 participants. Median broker comp: 4.1% of premium across 4 brokered plans.
Top carriers, veterinary, Michigan
- 1Delta Dental of Michigan$2.5M1 plans · 28.5%
- 2Standard Insurance Company$2.5M1 plans · 28.1%
- 3Blue Care Network of Michigan$1.5M3 plans · 17.7%
- 4Blue Cross Blue Shield of Michigan$1.5M3 plans · 17.4%
- 5Guardian$251K1 plans · 2.9%
- 6United of Omaha Life Insurance Company$159K1 plans · 1.8%
- 7Principal Life Insurance Company$121K1 plans · 1.4%
- 8Health Advocate Solutions, Inc$120K1 plans · 1.4%
- 9Aflac$57K1 plans · 0.7%
- 10Workers Assistance Program, Inc$5K1 plans · 0.1%
Top brokers, veterinary, Michigan
- 1Marsh & McLennan Agency LLC1 plans$70K comp · 25.0%
- 2Michigan Planners Inc1 plans$41K comp · 25.0%
- 3Eric T. Hammill1 plans$38K comp · 25.0%
- 4Paul Snider1 plans$33K comp · 25.0%
- 5Michael Dilorenzo1 plans$32K comp · 25.0%
- 6NFP Schechter Benefits, LLC1 plans$23K comp · 25.0%
- 7Midwest Veterinary Co LLC1 plans$22K comp · 25.0%
- 8Gallagher Benefit Services, Inc1 plans$11K comp · 25.0%
- 9Diane M. Dippoliti1 plans$2K comp · 25.0%
- 10Centro Benefits Research, LLC1 plans$1K comp · 25.0%
Largest veterinary practices in Michigan
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Midwest Veterinary Partners, LLC Midwest Veterinary Partners, LLC ERISA Healthcare PlanAll plans | Southfield | Mixed | 8,899 | $5.1M | Delta Dental of California |
| Oakland Veterinary Referral Services Oakland Veterinary Referral ServicesAll plans | Bloomfield Hills | Fully insured | 184 | $1.3M | Blue Care Network of Michigan |
| Wilson Veterinary Hospital, P.C Wilson Veterinary Hospital, P.CAll plans | Washington | Fully insured | 146 | $961K | Blue Cross of California |
| Success Today Staffing, LLC Success Today Staffing Health and Welfare PlanAll plans | Chesterfield | Fully insured | 132 | $1.4M | Blue Care Network of Michigan |
| Bowles Veterinary Services, LLC Bowles Veterinary Services, LLC, 401(k) PlanAll plans | Portage | Self-funded | 14 | - | - |
Plans by city in Michigan
Frequently asked questions
How many veterinary practices in Michigan offer an ERISA health plan?
5 health and welfare plans from 5 veterinary practices in Michigan appear in plan year 2025 filings on Form 5500, covering 9,375 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most veterinary practices in Michigan?
By Schedule A premium: Delta Dental of Michigan (29% of premium, 1 plan), Standard Insurance Company (28% of premium, 1 plan) and Blue Care Network of Michigan (18% of premium, 3 plans).
Which benefits brokers work with veterinary practices in Michigan?
By number of client plans: Marsh & McLennan Agency LLC (1 plan), Michigan Planners Inc (1 plan) and Eric T. Hammill (1 plan). 80% of plans report a broker.
How much do brokers earn on veterinary practices health plans in Michigan?
The median brokered plan reports $65K a year in broker commissions and fees, or 4.1% of premium. Figures come from Schedule A, Part I.
Are veterinary practices health plans in Michigan self-funded or fully insured?
Fully insured 60%, self-funded 20% and mixed 20%. Self-funded and mixed plans together make up 40%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital.
Prospect veterinary practices in Michigan
Open the welfare search with Michigan and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Veterinary in nearby states
Other healthcare specialties in Michigan
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Veterinary services (NAICS 541940), plus professional-services employers whose name says veterinary, animal hospital or pet hospital. Location is the sponsor's filing address in Michigan.