Orthopedic practices and surgery centers in Michigan
PlanOptica tracks 6 health and welfare plans sponsored by 6 orthopedic practices and surgery centers in Michigan, covering 1,343 participants and $13M in reported insurance premiums (plan year 2025 filings). The median plan has 209 participants, and the most common size is 100 to 249 participants (50% of plans). Fully insured coverage is the norm (100% of plans); only 0% are self-funded or mixed.
Blue Cross Blue Shield of Michigan leads by premium with a 40% share, followed by Priority Health at 28%. Elaine C. Coffman is the broker of record on 2 plans, more than any other firm, ahead of Lockton Companies, LLC (2). 100% of plans report broker compensation on Schedule A; the median brokered plan pays $125K a year, about 5.2% of premium. Grand Rapids, Southfield and Muskegon have the most plans.
Funding mix
- Fully insured6 · 100%
Plan size (participants)
- Under 1000 · 0%
- 100 to 2493 · 50%
- 250 to 4993 · 50%
- 500 to 9990 · 0%
- 1,000 or more0 · 0%
Median plan: 209 participants. Median broker comp: 5.2% of premium across 6 brokered plans.
Top carriers, orthopedics and surgery centers, Michigan
- 1Blue Cross Blue Shield of Michigan$5.1M3 plans · 39.6%
- 2Priority Health$3.6M2 plans · 28.1%
- 3Unum Life Insurance Company of America$1.9M3 plans · 15.1%
- 4Blue Care Network of Michigan$1.1M1 plans · 8.8%
- 5Delta Dental of Michigan$766K4 plans · 6.0%
- 6United of Omaha Life Insurance Company$124K1 plans · 1.0%
- 7Vision Service Plan$80K3 plans · 0.6%
- 8The Lincoln National Life Insurance Company$40K1 plans · 0.3%
- 9Ameritas Life Insurance Corp$39K1 plans · 0.3%
- 10Renaissance Life and Health Insurance Company of America$28K1 plans · 0.2%
Top brokers, orthopedics and surgery centers, Michigan
- 1Elaine C. Coffman2 plans$83K comp · 33.3%
- 2Lockton Companies, LLC2 plans$61K comp · 33.3%
- 3Centro Benefits Research, LLC2 plans$35K comp · 33.3%
- 4Van De Venter, Glen1 plans$71K comp · 16.7%
- 5Lighthouse Insurance Group Inc1 plans$64K comp · 16.7%
- 6Hylant Group, Inc1 plans$63K comp · 16.7%
- 7Carman M. Baines1 plans$59K comp · 16.7%
- 8Gallagher Benefit Services Inc1 plans$51K comp · 16.7%
- 9Assuredpartners of Michigan, LLC1 plans$43K comp · 16.7%
- 10Amy J. Hall1 plans$36K comp · 16.7%
Largest orthopedic practices and surgery centers in Michigan
| Employer / plan | City | Funding | Participants | Premium | Primary carrier |
|---|---|---|---|---|---|
| Orthopaedic Associates of Grand Rapids Orthopaedic Associates of Michigan Health and Welfare PlanAll plans | Grand Rapids | Fully insured | 337 | $4.2M | Blue Cross of California |
| Michigan Orthopaedic Surgeons,pllc Michigan Orthopaedic Surgeons, PLLCAll plans | Southfield | Fully insured | 326 | $3.1M | Blue Cross of California |
| Orthopaedic Associates of Muskegon PC Orthopaedic Associates of Muskegon PC Health and Welfare Benefit PlanAll plans | Muskegon | Fully insured | 280 | $3.8M | Priority Health |
| Lansing Urgent Care PLC Lansing Urgent Care Group LifeAll plans | Lansing | Fully insured | 138 | $40K | The Lincoln National Life Insurance Company |
| Northwest Michigan Surgery Center Copper Ridge Surgery Center Employee Benefits PlanAll plans | Traverse City | Fully insured | 132 | $1.3M | Priority Health |
| Best Urgent Care PC Dba Doctors Urgent Care Group Doctors Urgent Care Group Health and Welfare Benefit PlanAll plans | Troy | Fully insured | 130 | $425K | Blue Cross of California |
Plans by city in Michigan
Frequently asked questions
How many orthopedic practices and surgery centers in Michigan offer an ERISA health plan?
6 health and welfare plans from 6 orthopedic practices and surgery centers in Michigan appear in plan year 2025 filings on Form 5500, covering 1,343 participants. Plans with fewer than 100 participants that are fully insured do not have to file, so small practices are under-counted.
Which insurance carriers cover the most orthopedic practices and surgery centers in Michigan?
By Schedule A premium: Blue Cross Blue Shield of Michigan (40% of premium, 3 plans), Priority Health (28% of premium, 2 plans) and Unum Life Insurance Company of America (15% of premium, 3 plans).
Which benefits brokers work with orthopedic practices and surgery centers in Michigan?
By number of client plans: Elaine C. Coffman (2 plans), Lockton Companies, LLC (2 plans) and Centro Benefits Research, LLC (2 plans). 100% of plans report a broker.
How much do brokers earn on orthopedic practices and surgery centers health plans in Michigan?
The median brokered plan reports $125K a year in broker commissions and fees, or 5.2% of premium. Figures come from Schedule A, Part I.
Are orthopedic practices and surgery centers health plans in Michigan self-funded or fully insured?
Fully insured 100%. Self-funded and mixed plans together make up 0%.
Where does this data come from?
U.S. Department of Labor Form 5500 filings and their Schedule A insurance attachments, latest filing per plan. Freestanding ambulatory surgical and emergency centers (NAICS 621493), plus healthcare employers whose name says orthopedics, spine, sports medicine, surgery center or endoscopy.
Prospect orthopedic practices and surgery centers in Michigan
Open the welfare search with Michigan and this sector prefilled. Narrow by participants, funding type, carrier, broker and broker compensation, then save the view or export it.
Orthopedics and surgery centers in nearby states
Other healthcare specialties in Michigan
Source: U.S. Department of Labor Form 5500 and Schedule A, latest filing per plan (plan years 2025). Freestanding ambulatory surgical and emergency centers (NAICS 621493), plus healthcare employers whose name says orthopedics, spine, sports medicine, surgery center or endoscopy. Location is the sponsor's filing address in Michigan.