| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES, IUNC | 350 S FIGUEROA ST 950 LOS ANGELES, CA 900711307 | VISION SERVICE PLAN | $35K | — | $35K | 3.01% |
| THE DEXHEIMER COMPANY3 Filed as: DEXHEIMER-ERICKSON CORPORATION | 350 S FIGUEROA ST 950 LOS ANGELES, CA 900711307 | VISION SERVICE PLAN | $35K | — | $35K | 3.01% |
| THE DEXHEIMER COMPANY3 | 350 S FIGUEROA ST STE 950 LOS ANGELES, CA 90071 | AMERITAS LIFE INSURANCE CORP | $22K | — | $22K | 2.00% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES,INC | 350 S FIGUEROA ST STE 950 LOS ANGELES, CA 90071 | AMERITAS LIFE INSURANCE CORP | $22K | — | $22K | 2.00% |
| US NATIONAL BENEFIT PARTNERS WEST3 Filed as: US NATIONAL BENEFIT PARTNERS WEST I | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | AMERITAS LIFE INSURANCE CORP | $22K | — | $22K | 2.00% |
| CHIMIENT & ASSOCIATES3 | 3130 W MAIN ST 106 VISALIA, CA 93291 | AMERITAS LIFE INSURANCE CORP | $22K | — | $22K | 2.00% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $21K | — | $21K | 4.06% |
| THE DEXHEIMER COMPANY3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $21K | — | $21K | 4.06% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SEREVICES, INC | 350 S FIGUEROSA ST STE 950 LOS ANGELES, CA 90071 | SYMETRA LIFE INSURANCE COMPANY | $23K | $3K | $27K | 9.79% |
| THE DEXHEIMER COMPANY3 Filed as: DEXHEIMER COMPANY | 350 S FIGUEROSA ST STE 950 LOS ANGELES, CA 90071 | SYMETRA LIFE INSURANCE COMPANY | $18K | $1K | $20K | 7.15% |
| THE DEXHEIMER COMPANY3 Filed as: DEXHEIMER COMPANY | 350 S FIGUEROSA ST STE 950 LOS ANGELES, CA 90071 | SYMETRA LIFE INSURANCE COMPANY | $18K | $1K | $20K | 7.15% |
| EBRAHMI FERHAD | 350 S FIGEROA ST STE 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIAN'S SERVICE | $165 | — | $165 | — |
| MEI INSURANCE SERVICES INC3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIANS SERVICE | — | $234K | $234K | — |
| THE DEXHEIMER COMPANY Filed as: DEXHEIMER COMPANY | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIANS SERVICE | — | $234K | $234K | — |
| MEI INSURANCE SERVICES INC3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIANS SERVICE | $281 | — | $281 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DEXHEIMER ERICKSON CORP EIN 95-2753908 NONE | Consulting (general) Service code 16 | 350 S FIGUERO ST STE 950 LOS ANGELES, CA 900711307 | $826K |
| MEI INURANCE SERVICE INC EIN 74-3043806 NONE | Consulting (general) Service code 16 | 350 S FIGUERO ST STE 950 LOS ANGELES, CA 90071 | $826K |
| UBS FINANCIAL SERVICES EIN 13-2638166 NONE | Custodial (securities); Investment management fees paid directly by plan; Investment advisory (plan) Service code 19 | 1285 AVENUE OF THE AMERIC NEW YORK, NY 10019 | $178K |
| CAPE EIN 95-2115101 AFFILIATED UNION | Other fees Service code 99 | 3018 E COLORADO BLVD 200 PASADENA, CA 91107 | $110K |
| HAYNIE & COMPANY EIN 33-0541034 NONE | Accounting (including auditing) Service code 10 | 4910 CAMPUS DRIVE NEWPORT BEACH, CA 926602119 | $28K |
| MICHAEL POSNER EIN 54-8521478 NONE | Legal Service code 29 | 2150 PICKWICK DRIVE 2923 CAMARILLO, CA 93011 | $15K |
| INTEGRATED LABOR SOLUTIONS NONE | Consulting (general) Service code 16 | PO BOX 34547 619-535-6913 SAN DIEGO, CA 92163 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,729 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 17,729 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CALIFORNIA PHYSICIANS SERVICE | 17,729 | $0 |
| Dental(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORP | 15,334 | $1.1M |
| Vision | VISION SERVICE PLAN | 7,017 | $1.1M |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 289 | $519K |
| Prescription drug | CALIFORNIA PHYSICIANS SERVICE | 17,729 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17,729 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.