| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE DEXHEIMER COMPANY3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIANS SERVICE | $136K | $142K | $277K | 0.31% |
| MEI INSURANCE SERVICES INC3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIANS SERVICE | $136K | $240 | $136K | 0.15% |
| THE DEXHEIMER COMPANY3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIANS SERVICE | — | $347 | $347 | 0.00% |
| THE DEXHEIMER COMPANY3 Filed as: DEXHEIMER-ERICKSON CORPORATION | 350 S FIGUEROA ST 950 LOS ANGELES, CA 900711307 | VISION SERVICE PLAN | $45K | — | $45K | 3.00% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES, IUNC | 350 S FIGUEROA ST 950 LOS ANGELES, CA 900711307 | VISION SERVICE PLAN | $45K | — | $45K | 3.00% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $40K | — | $40K | 7.60% |
| THE DEXHEIMER COMPANY3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $40K | — | $40K | 7.60% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES INC. | 350 S FIGUERDA ST 950 LOS ANGELES, CA 900710000 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $29K | — | $29K | 7.56% |
| SANDRA MARIE ERICKSON3 | 350 S FIGUEROA ST STE 950 LOS ANGELES, CA 900711307 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $29K | — | $29K | 7.56% |
| NATIONAL BENEFIT PARTNERS3 Filed as: NATIONAL BENEFIT PARTNERS LLC | 23282 MILL CREEK DR STE 390 LAGUNA HILLS, CA 926531658 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | $900 | $12K | 3.11% |
| NATIONAL BENEFIT PARTNER WEST LLC3 Filed as: NATIONAL BENEFIT PARTNER WEST | 23282 MILL CREEK DR STE 390 LAGUNA HILLS, CA 926531658 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $8K | $8K | 2.00% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES INC. | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANY | $8K | — | $8K | 4.87% |
| THE DEXHEIMER COMPANY3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANY | $8K | — | $8K | 4.87% |
| MEI INSURANCE SERVICES INC3 | 350 S FIGERDA ST 950 LOS ANGELES, CA 90071 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | — | $12K | 15.00% |
| EBRAHMI FERHAD | 350 S FIGEROA ST STE 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIAN'S SERVICE | $844 | — | $844 | 7.06% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES INC. | 350 SFIGUERDA ST 950 LOS ANGELES, CA 90071 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $140 | — | $140 | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DEXHEIMER ERICKSON CORP EIN 95-2753908 | Custodial (securities) Service code 19 | 350 S FIGUERO ST STE 950 LOS ANGELES, CA 900711307 | $752K |
| MEI INURANCE SERVICE INC EIN 74-3043806 | Custodial (securities) Service code 19 | 350 S FIGUERO ST STE 950 LOS ANGELES, CA 90071 | $752K |
| CAPE EIN 95-2115101 AFFILIATED UNION | Plan Administrator Service code 14 | 3018 E COLORADO BLVD 200 PASADENA, CA 91107 | $128K |
| UBS FINANCIAL SERVICES EIN 13-2638166 | Investment advisory (plan); Account maintenance fees Service code 27 | 1285 AVENUE OF THE AMERIC NEW YORK, NY 10019 | $116K |
| HAYNIE & COMPANY EIN 33-0541034 | Accounting (including auditing) Service code 10 | 4910 CAMPUS DRIVE NEWPORT BEACH, CA 926602119 | $18K |
| POSNER & ROSEN LLP EIN 95-4662148 | Insurance agents and brokers Service code 22 | 3600 WILSHIRE BLVD STE 18 LOS ANGELES, CA 90010 | $10K |
| INTERGRATED LABOR SOLUTIONS | Other services Service code 49 | PO BOX 34547 619-535-6913 SAN DIEGO, CA 92163 | $7K |
| WSRP,LLC | Accounting (including auditing) Service code 10 | 155 NORTH 400 WEST 400 801-328-2011 SALT LAKE CITY, UT 84103 | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,526 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,526 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CALIFORNIA PHYSICIANS SERVICE | 8,513 | $90.4M |
| Dental | CALIFORNIA PHYSICIAN'S SERVICE | 21 | $12K |
| Vision(2 contracts, 2 carriers) | CALIFORNIA PHYSICIANS SERVICE | 8,526 | $91.9M |
| Life insurance(3 contracts, 2 carriers) | BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANY | 8,280 | $244K |
| Short-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 8,280 | $691K |
| Long-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 8,308 | $550K |
| Prescription drug | CALIFORNIA PHYSICIANS SERVICE | 8,513 | $90.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,526 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.