| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MEI INSURANCE SERVICES INC3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIANS SERVICE | $20K | $223K | $243K | 0.20% |
| THE DEXHEIMER COMPANY3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIANS SERVICE | $20K | $223K | $243K | 0.20% |
| THE DEXHEIMER COMPANY3 Filed as: DEXHEIMER-ERICKSON CORPORATION | 350 S FIGUEROA ST 950 LOS ANGELES, CA 900711307 | VISION SERVICE PLAN | $40K | — | $40K | 2.75% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES, IUNC | 350 S FIGUEROA ST 950 LOS ANGELES, CA 900711307 | VISION SERVICE PLAN | $40K | — | $40K | 2.75% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $23K | — | $23K | 4.00% |
| THE DEXHEIMER COMPANY3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $23K | — | $23K | 4.00% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES INC. | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANY | $30K | — | $30K | 10.00% |
| THE DEXHEIMER COMPANY3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANY | $30K | — | $30K | 10.00% |
| MEI INSURANCE SERVICES INC3 | 350 S FIGUERDA ST 950 LOS ANGELES, CA 90071 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $25K | — | $25K | 20.00% |
| MEI INSURANCE SERVICES INC3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | SYMETRA LIFE INSURANCE COMPANY | $23K | — | $23K | 20.00% |
| EBRAHMI FERHAD | 350 S FIGEROA ST STE 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIAN'S SERVICE | $585 | — | $585 | 7.00% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES INC. | 350 S FIGUERDA ST 950 LOS ANGELES, CA 90071 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $143 | — | $143 | 10.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DEXHEIMER ERICKSON CORP EIN 95-2753908 NONE | Custodial (securities) Service code 19 | 350 S FIGUERO ST STE 950 LOS ANGELES, CA 900711307 | $842K |
| MEI INURANCE SERVICE INC EIN 74-3043806 NONE | Custodial (securities) Service code 19 | 350 S FIGUERO ST STE 950 LOS ANGELES, CA 90071 | $842K |
| UBS FINANCIAL SERVICES EIN 13-2638166 NONE | Account maintenance fees; Investment advisory (plan) Service code 27 | 1285 AVENUE OF THE AMERIC NEW YORK, NY 10019 | $213K |
| CAPE EIN 95-2115101 AFFILIATED UNION | Plan Administrator Service code 14 | 3018 E COLORADO BLVD 200 PASADENA, CA 91107 | $116K |
| HAYNIE & COMPANY EIN 33-0541034 NONE | Accounting (including auditing) Service code 10 | 4910 CAMPUS DRIVE NEWPORT BEACH, CA 926602119 | $23K |
| MICHAEL POSNER EIN 54-8521478 NONE | Insurance agents and brokers Service code 22 | 2150 PICKWICK DRIVE 2923 CAMARILLO, CA 93011 | $10K |
| INTEGRATED LABOR SOLUTIONS NONE | Other services Service code 49 | PO BOX 34547 619-535-6913 SAN DIEGO, CA 92163 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,238 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 9,238 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CALIFORNIA PHYSICIANS SERVICE | 9,142 | $120.9M |
| Dental | CALIFORNIA PHYSICIAN'S SERVICE | 5 | $8K |
| Vision | VISION SERVICE PLAN | 9,238 | $1.5M |
| Life insurance(4 contracts, 3 carriers) | BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANY | 9,100 | $543K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 364 | $585K |
| Prescription drug | CALIFORNIA PHYSICIANS SERVICE | 9,142 | $120.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,238 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.