| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES INC. | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANY | $231K | — | $231K | 0.20% |
| THE DEXHEIMER COMPANY3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANY | $231K | — | $231K | 0.20% |
| THE DEXHEIMER COMPANY3 Filed as: DEXHEIMER-ERICKSON CORPORATION | 350 S FIGUEROA ST 950 LOS ANGELES, CA 900711307 | VISION SERVICE PLAN | $36K | — | $36K | 2.76% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES, IUNC | 350 S FIGUEROA ST 950 LOS ANGELES, CA 900711307 | VISION SERVICE PLAN | $36K | — | $36K | 2.76% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $24K | — | $24K | 4.00% |
| THE DEXHEIMER COMPANY3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $24K | — | $24K | 4.00% |
| MEI INSURANCE SERVICES INC3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIANS SERVICE | $17K | — | $17K | 10.00% |
| THE DEXHEIMER COMPANY3 | 350 S FIGUEROA ST 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIANS SERVICE | $17K | — | $17K | 10.00% |
| MEI INSURANCE SERVICES INC3 | 350 S FIGUERDA ST 950 LOS ANGELES, CA 90071 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $26K | — | $26K | 20.00% |
| EBRAHMI FERHAD | 350 S FIGEROA ST STE 950 LOS ANGELES, CA 90071 | CALIFORNIA PHYSICIAN'S SERVICE | $661 | — | $661 | 7.06% |
| MEI INSURANCE SERVICES INC3 Filed as: MEI INSURANCE SERVICES INC. | 350 S FIGUERDA ST 950 LOS ANGELES, CA 90071 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,758 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,758 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANY | 7,758 | $114.2M |
| Dental | CALIFORNIA PHYSICIAN'S SERVICE | 5 | $9K |
| Vision | VISION SERVICE PLAN | 7,650 | $1.3M |
| Life insurance(3 contracts, 2 carriers) | CALIFORNIA PHYSICIANS SERVICE | 7,711 | $297K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 356 | $599K |
| Prescription drug | BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANY | 7,758 | $114.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,758 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.