See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 13 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DEXHEIMER ERICKSON CORP EIN 95-2753908 | Custodial (securities) Service code 19 | 350 S FIGUERO ST STE 950 LOS ANGELES, CA 900711307 | $791K |
| MEI INURANCE SERVICE INC EIN 74-3043806 | Custodial (securities) Service code 19 | 350 S FIGUERO ST STE 950 LOS ANGELES, CA 90071 | $791K |
| CAPE EIN 95-2115101 AFFILIATED UNION | Plan Administrator Service code 14 | 3018 E COLORADO BLVD 200 PASADENA, CA 91107 | $137K |
| UBS FINANCIAL SERVICES EIN 13-2638166 | Investment advisory (plan); Account maintenance fees Service code 27 | 1285 AVENUE OF THE AMERIC NEW YORK, NY 10019 | $126K |
| HAYNIE & COMPANY EIN 33-0541034 | Accounting (including auditing) Service code 10 | 4910 CAMPUS DRIVE NEWPORT BEACH, CA 926602119 | $19K |
| POSNER & ROSEN LLP EIN 95-4662148 | Insurance agents and brokers Service code 22 | 3600 WILSHIRE BLVD STE 18 LOS ANGELES, CA 90010 | $8K |
| INTEGRATED LABOR SOLUTIONS | Other services Service code 49 | PO BOX 34547 619-535-6913 SAN DIEGO, CA 92163 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,800 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,800 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CALIFORNIA PHYSICIANS SERVICE | 8,759 | $90.1M |
| Dental | CALIFORNIA PHYSICIAN'S SERVICE | 17 | $10K |
| Vision(2 contracts, 2 carriers) | CALIFORNIA PHYSICIANS SERVICE | 8,800 | $91.5M |
| Life insurance(3 contracts, 2 carriers) | BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANY | 8,718 | $228K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 407 | $575K |
| Prescription drug | CALIFORNIA PHYSICIANS SERVICE | 8,759 | $90.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,800 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.