Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
HealthHMO | HealthHMO | |
HealthRx | HealthRx | |
HealthHMO | HealthHMO | |
DentalPPOHMO | DentalPPOHMO | |
HealthPPOLifeOther | HealthPPOLifeOther | |
Vision | Vision | |
LifeOther | LifeOther | |
DentalHMO | DentalHMO |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 12 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,456 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,599 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 6 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 11,688 | $124.4M |
| Dental(3 contracts, 3 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 12,370 | $7.6M |
| Vision | VISION SERVICE PLAN | 5,869 | $541K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 6,160 | $684K |
| Prescription drug | BLUE SHIELD OF CALIFORNIA | 4,203 | $34.2M |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 6,160 | $684K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,370 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SO CALIFORNIA IBEW-NECA ADMIN CORP EIN 03-0512258 AFFILIATED ORG. | Contract Administrator Service code 13 | — | $3.8M |
| COAST BENEFITS, INC EIN 33-0670046 NONE | Plan Administrator Service code 14 | — | $372K |
| MEDEXPERT INTERNATIONAL, INC EIN 94-3360248 NONE | Contract Administrator Service code 13 | — | $249K |
| RAEL & LETSON EIN 94-1701048 NONE | Actuarial; Consulting (general) Service code 11 | — | $205K |
| LAQUER, URBAN, CLIFFORD & HODGE LLP EIN 95-4047729 NONE | Legal Service code 29 | — | $200K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing) Service code 10 | — | $70K |
| SEGAL ADVISORS INC. DBA SEGAL MARCO EIN 13-2646110 NONE | Investment advisory (plan) Service code 27 | — | $25K |
| AMALGAMATED BANK EIN 13-3566126 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $20K |
| COMERICA BANK EIN 42-1741646 NONE | Other services; Custodial (securities); Shareholder servicing fees; Other investment fees and expenses; Float revenue; Investment management Service code 19 | — | $9K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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10 filings · 2016 to 2025