No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SO CALIFORNIA IBEW-NECA ADMIN CORP EIN 03-0512258 AFFILIATED ORG. | Contract Administrator Service code 13 | — | $3.0M |
| COAST BENEFITS, INC NONE | Investment advisory (plan) Service code 27 | 3444 CAMINO DEL RIO N STE 100 SAN DIEGO, CA 92108 | $393K |
| MEDEXPERT INTERNATIONAL, INC NONE | Consulting (general) Service code 16 | 2688 MIDDLEFIELD RD REDWOOD CITY, CA 94063 | $260K |
| RAEL & LETSON EIN 94-1701048 NONE | Actuarial Service code 11 | — | $195K |
| LAQUER, URBAN, CLIFFORD & HODGE EIN 95-4047729 NONE | Legal Service code 29 | — | $93K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing) Service code 10 | — | $64K |
| SEGAL MARCO ADVISORS EIN 36-3555078 NONE | Investment advisory (plan) Service code 27 | — | $25K |
| AMALGAMATED BANK EIN 13-4920330 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $16K |
| CARROLL & SCULLY EIN 94-2690827 NONE | Legal Service code 29 | — | $12K |
| COMERICA BANK EIN 42-1741646 NONE | Shareholder servicing fees; Other services; Investment management; Custodial (securities); Other investment fees and expenses; Float revenue Service code 19 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,491 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,468 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,959 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 12,241 | $111.7M |
| Dental(4 contracts, 4 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 12,253 | $7.0M |
| Vision | VISION SERVICE PLAN | 6,313 | $630K |
| Life insurance | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 6,330 | $673K |
| Other | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 6,330 | $673K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,253 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.