No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CITIZENS RX LLC EIN 27-2485135 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $11.8M |
| SO CALIFORNIA IBEW-NECA ADMIN CORP EIN 03-0512258 AFFILIATED ORG. | Contract Administrator Service code 13 | — | $2.5M |
| MEDEXPERT INTERNATIONAL, INC NONE | Consulting (general) Service code 16 | 2688 MIDDLEFIELD RD REDWOOD CITY, CA 94063 | $207K |
| LAQUER, URBAN, CLIFFORD & HODGE EIN 95-4047729 NONE | Legal Service code 29 | — | $159K |
| RAEL & LETSON EIN 94-1701048 NONE | Actuarial Service code 11 | — | $148K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing) Service code 10 | — | $62K |
| ALLIED ADMINISTRATORS EIN 95-1713371 NONE | Claims processing Service code 12 | — | $26K |
| MARCO CONSULTING GROUP, INC EIN 36-3555078 NONE | Investment advisory (plan) Service code 27 | — | $25K |
| THE VIRTUOUS GROUP NONE | Consulting (general) Service code 16 | 1930 VILLAGE CTR CIR #3-397 LAS VEGAS, NV 89134 | $20K |
| CARROLL & SCULLY EIN 94-2690827 NONE | Legal Service code 29 | — | $16K |
| MELISSA W. COOK & ASSOCIATES EIN 95-3245809 NONE | Legal Service code 29 | — | $10K |
| COMERICA BANK EIN 42-1741646 NONE | Other investment fees and expenses; Other services; Float revenue; Investment management; Custodial (securities); Shareholder servicing fees Service code 19 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,510 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 6,653 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLANS, INC. | 8,573 | $74.5M |
| Dental(4 contracts, 4 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 8,400 | $4.7M |
| Vision | VISION SERVICE PLAN | 5,169 | $546K |
| Life insurance | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 3,228 | $484K |
| Other | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 3,228 | $484K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,573 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.