| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH & MCLENNAN AGE | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $82K | — | $82K | 2.06% |
| EVEREST FUNERAL PACKAGE LLC5 | 1300 POST OAK BLVD. SUITE 1210 HOUSTON, TX 770563163 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $213 | $213 | 0.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SVCS NY LLC | 340 MADISON AVENUE 21ST FL NEW YORK, NY 10173 | ALLSTATE | $154K | — | $154K | 29.02% |
| THE LEADERS GROUP INC3 | 26 W DRY CREEK CIR STE 575 LITTLETON, CO 801208067 | METROPOLITAN LIFE INSURANCE COMPANY | $52K | — | $52K | 10.39% |
| GREGORY NORTON3 | 109 GRACE CHURCH ST C/O TRION GROUP RYE, NY 105803946 | METROPOLITAN LIFE INSURANCE COMPANY | $280 | — | $280 | 0.06% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH & MCLENNAN AGE | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | GERBER LIFE & ACCIDENT INSURANCE COMPANY | $11K | — | $11K | 3.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP A MARSH & MCLENNAN AGEN | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 194062772 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 10.81% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 194062772 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 6.57% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH & MCLENNAN AGE | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | GERBER LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,305 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 383 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,688 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 798 | $1.9M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 10,227 | $2.5M |
| Vision | AETNA LIFE INSURANCE COMPANY | 10,227 | $1.1M |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 5,279 | $4.5M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 5,279 | $4.0M |
| Stop-loss / reinsurancereinsurance | UNITED HEALTHCARE INSURANCE COMPANY | 4,633 | $2.9M |
| Other(3 contracts, 2 carriers) | GERBER LIFE & ACCIDENT INSURANCE COMPANY | 4,993 | $478K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,227 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.