| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC, DBA TRION GROUP, MMC | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $241K | — | $241K | 3.03% |
| IMG5 | 2960 NORTH MERIDIAN ST INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $2K | $2K | 0.02% |
| WILLIS TOWERS WATSON US LLC3 | 335 MADISON AVE FL 20 NEW YORK, NY 10017 | RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK | — | $188K | $188K | 6.00% |
| MMA SECURITIES LLC3 | PO BOX 9497 NEW YORK, NY 100874496 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | — | $22K | 2.63% |
| THE LEADERS GROUP INC3 | 26 W DRY CREEK CIR STE 800 LITTLETON, CO 801208038 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | — | $9K | 1.08% |
| GREGORY NORTON3 | 39 MARBOURNE DR MAMARONECK, NY 105431044 | METROPOLITAN LIFE INSURANCE COMPANY | $58 | — | $58 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP A MARSH & MCLENNAN AGEN | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 194062772 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 14.21% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 194062772 | METROPOLITAN LIFE INSURANCE COMPANY | $550 | — | $550 | 0.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,064 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,103 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 9,167 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 237 | $2.0M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 14,642 | $3.6M |
| Vision | AETNA LIFE INSURANCE CO. | 14,642 | $1.6M |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 8,760 | $8.8M |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 8,760 | $7.9M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 8,760 | $7.9M |
| Other(5 contracts, 5 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 8,760 | $12.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,642 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.