| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA, INC. | PO BOX 350 CONSHOHOKEN, PA 19428 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $334K | — | $334K | 3.03% |
| IMG5 | 2960 NORTH MERIDIAN ST INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $2K | $2K | 0.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 194062772 | UNITED HEALTHCARE INSURANCE COMPANY | $272K | — | $272K | 14.21% |
| MMA SECURITIES LLC3 | PO BOX 9497 NEW YORK, NY 100874496 | METROPOLITAN LIFE INSURANCE COMPANY | $39K | — | $39K | 3.90% |
| MMA SECURITIES LLC3 | PO BOX 9497 NEW YORK, NY 100874496 | METROPOLITAN LIFE INSURANCE COMPANY | $216 | — | $216 | 0.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION, A MARSH & MCLENNAN AGENCY | PO BOX 350 CONSHOHOKEN, PA 19428 | ARAG INSURANCE COMPANY | $69K | — | $69K | 10.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA LLC | PO BOX 412703 BOSTON, MA 022410001 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 8.93% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA LLC | PO BOX 350 CONSHOHOKEN, PA 194280350 | METROPOLITAN LIFE INSURANCE COMPANY | $132 | — | $132 | 0.23% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP A MARSH & MCLENNAN AGEN | PO BOX 350 CONSHOHOKEN, PA 194280350 | METROPOLITAN LIFE INSURANCE COMPANY | $30 | — | $30 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,985 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 667 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 113 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,765 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 103 | $1.4M |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 18,261 | $3.4M |
| Vision | AETNA LIFE INSURANCE COMPANY | 18,261 | $2.0M |
| Life insurance(3 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 11,992 | $12.1M |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 11,992 | $11.0M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 11,992 | $11.0M |
| Other(4 contracts, 4 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 11,992 | $13.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,261 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.