Insurance carrier

ALLSTATE

health: 59dental: 1vision: 2life: 59std: 41ltd: 10drug: 3stopLoss: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
OR	1	$28K	0.1%	52.28x
IL	1	$0	0.0%	14.24x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of ALLSTATE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ALLSTATE is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
SHIELDS INSTALLATION COMMERCIAL FLOORING INC SHIELDS INSTALLATION COMMERCIAL FLOORING INC HEALTH AND WELFARE PLAN	OR	$28K	13	mixed	BENECO BROKER
AA HEALTHCARE MANAGEMENT LLC AA HEALTHCARE MANAGEMENT LLC 2023 ALLSTATE PLANS	IL	$0	0	fully insured	—

State

Plans

Premium

State share

Index

$28K

0.1%

52.28x

0.0%

14.24x

Sponsor

Loc

Premium

Covered

Funding

Broker

SHIELDS INSTALLATION COMMERCIAL FLOORING INC HEALTH AND WELFARE PLAN

$28K

mixed

BENECO BROKER

AA HEALTHCARE MANAGEMENT LLC 2023 ALLSTATE PLANS

fully insured

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