| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LACEA INSURANCE SERVICES3 | 311 S SPRING ST. LOS ANGELES, CA 900131211 | METROPOLITAN LIFE INSURANCE COMPANY | $878K | $339K | $1.2M | 17.95% |
| LACEA INSURANCE SERVICES3 | 311 S SPRING ST. LOS ANGELES, CA 900131211 | METROPOLITAN LIFE INSURANCE COMPANY | $758K | $214K | $972K | 22.76% |
| LOS ANGELES CITY EMPLOYEES ASSOC.3 | 311 S SPRING STREET STE 1300 LOS ANGELES, CA 90013 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $634K | $634K | 17.99% |
| LACEA INSURANCE SERVICES3 | 311 S. SPRING STREET LOS ANGELES, CA 900131211 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $21K | $37K | 23.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REDWOOD HEALTH SERVICES EIN 94-2349739 PARTY IN INTEREST | Other fees Service code 99 | — | $859K |
| DP SAN RAFAEL LLC EIN 20-1745739 PARTY IN INTEREST | Other fees Service code 99 | — | $269K |
| JOHN A. HAWKINS EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $258K |
| ROBERTO LARIOS EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $241K |
| BRIAN G. TRENT EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $219K |
| PETROS KHACHATRIAN EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $206K |
| ARLENE HERRERO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $200K |
| SUMMY LAM EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $199K |
| REYNALDO HERNANDEZ EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $191K |
| NOELLE KAUFFMAN EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $178K |
| TUYET-TRINH PHAM EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $164K |
| GUADALUPE LIRA EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $161K |
| P. LEIGH THOMPSON EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $153K |
| CLARA FLORES EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $142K |
| MARIANA LANDAETA-GUEVARA EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $137K |
| CHERYL MARTIN EIN 95-1667955 PARTY-IN-INTEREST | Other fees Service code 99 | — | $133K |
| OSI BEYOND LLC EIN 20-0471383 PARTY IN INTEREST | Other fees Service code 99 | — | $132K |
| DALILA VIELMA EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $129K |
| ALAN BOUND EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $128K |
| CITLALI BON SANCHEZ EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $119K |
| DEANGELO THOMPSON EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $95K |
| MEGAN ECKERT (DEBOLT) EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $91K |
| RONALD CORTEZ EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $91K |
| DANIEL MCALINDEN EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $87K |
| CYNTHIA HA EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $85K |
| CESILEE CASTILLO EIN 95-1667955 PARTY-IN-INTEREST | Other fees Service code 99 | — | $82K |
| MIKAYLA DOOLEY SPRAGUE EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $80K |
| FRANK OCHOA EIN 95-1667955 PARTY-IN-INTEREST | Other fees Service code 99 | — | $78K |
| DULCE LOPEZ EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $73K |
| UNITED AGENCIES EIN 45-3797711 PARTY IN INTEREST | Other fees Service code 99 | — | $68K |
| REBECCA PLATERO DEBOLT EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $68K |
| DYLAN NOEL EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $67K |
| EDUARDO ESCALONA EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $66K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 PARTY IN INTEREST | Other fees Service code 99 | — | $62K |
| GENESIS MARTINEZ FLORES EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $60K |
| NATALIA GUEVARA EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $57K |
| RAUL SALGADO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $56K |
| EDITH BON SANCHEZ EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $53K |
| MARCUS MARTIN EIN 95-1667955 PARTY-IN-INTEREST | Other fees Service code 99 | — | $50K |
| RICH R ASTE EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $41K |
| CENTERPOINT MANAGEMENT GROUP EIN 87-2486633 PARTY-IN-INTEREST | Other fees Service code 99 | — | $34K |
| MONICA ZAMUDIO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $32K |
| AMERICAN MAILING SERVICE, INC. EIN 95-1582580 PARTY IN INTEREST | Other fees Service code 99 | — | $29K |
| VISION SERVICE PLAN EIN 94-1632821 PARTY IN INTEREST | Other fees Service code 99 | — | $21K |
| MARTIN M LANDAETA JR EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $20K |
| SAFEGUARD BUSINESS SYSTEMS EIN 23-1689322 PARTY IN INTEREST | Other fees Service code 99 | — | $15K |
| ISAIAH HAWKINS EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $13K |
| HANNAH HAWKINS EIN 95-1667955 PARTY-IN-INTEREST | Other fees Service code 99 | — | $12K |
| KLAWITER EIN 95-4020239 PARTY IN INTEREST | Other fees Service code 99 | — | $11K |
| DYLAN HERRERO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 49,474 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 49,474 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 14,706 | $6.9M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 15,421 | $4.3M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 15,421 | $7.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,421 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.