| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LACEA INSURANCE SERVICES3 | 311 S SPRING ST WASHINGTON BUILDING LOS ANGELES, CA 90013 | METROPOLITAN LIFE INSURANCE COMPANY | $787K | $305K | $1.1M | 17.90% |
| LACEA INSURANCE SERVICES3 | 311 S SPRING ST WASHINGTON BUILDING LOS ANGELES, CA 900131211 | METROPOLITAN LIFE INSURANCE COMPANY | $636K | $177K | $813K | 22.97% |
| LOS ANGELES CITY EMPLOYEES ASSOC.3 | 311 S SPRING STREET STE 1300 LOS ANGELES, CA 90013 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $615K | $615K | 17.71% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DP SAN RAFAEL LLC EIN 20-1745739 PARTY IN INTEREST | Other fees Service code 99 | — | $274K |
| JOHN HAWKINS EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $239K |
| BRIAN TRENT EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $211K |
| P. LEIGH THOMPSON EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $191K |
| ROBERTO LARIOS EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $178K |
| TUYET TRINH PHAM EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $169K |
| SUMMY LAM EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $165K |
| PETROS KHACHATRIAN EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $164K |
| ARLENE HERRERO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $163K |
| NOELLE KAUFFMAN EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $146K |
| OSI BEYOND LLC EIN 20-0471383 PARTY IN INTEREST | Other fees Service code 99 | — | $141K |
| CECILIA TALBOT-CAMACHO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $138K |
| CHERYL MARTIN EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $116K |
| REYNALDO HERNANDEZ EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $113K |
| MARIANA LANDAETA-GUEVARA EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $112K |
| GUADALUPE LIRA EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $103K |
| ALAN BOUND EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $101K |
| JOHN MOHAHAN EIN 95-1667955 PARTY-IN-INTEREST | Other fees Service code 99 | — | $100K |
| CLARA FLORES EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $97K |
| MONICA ZAMUDIO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $82K |
| DANIEL MCALINDEN EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $79K |
| CITALI BON SANCHEZ EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $77K |
| DYLAN NOEL EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $71K |
| MEGAN ECKERT EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $71K |
| CESILEE CASTILLO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $66K |
| RONALD CORTEZ EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $63K |
| UNITED AGENCIES EIN 45-3797711 PARTY IN INTEREST | Other fees Service code 99 | — | $62K |
| JIM THOMPSON EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $62K |
| DALILA VIELMA EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $61K |
| DEANGELO THOMPSON EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $59K |
| JEANETTE GADUT EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $57K |
| GENESIS MARTINEZ-FLORES EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $56K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 PARTY IN INTEREST | Other fees Service code 99 | — | $53K |
| TIFFANY SY ANDERSON EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $49K |
| REBECCA DEBOLT EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $47K |
| MIKAYLA DOOLEY-SPRAGUE EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $45K |
| RAUL SALGADO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $43K |
| EDITH BON SANCHEZ EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $41K |
| MARCUS MARTIN EIN 95-1667955 PARTY-IN-INTEREST | Other fees Service code 99 | — | $41K |
| MARYANN URDIALES EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $34K |
| VISION SERVICE PLAN EIN 94-1632821 PARTY IN INTEREST | Other fees Service code 99 | — | $30K |
| BROADWAY SPRING CENTER EIN 95-3675136 PARTY IN INTEREST | Other fees Service code 99 | — | $30K |
| CENTERPOINT MANAGEMENT GROUP EIN 87-2486633 PARTY IN INTEREST | Other fees Service code 99 | — | $27K |
| ALAS MEDIA INC EIN 26-1991970 PARTY IN INTEREST | Other fees Service code 99 | — | $26K |
| DANIELLE CARRION EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $24K |
| NEIL KAUFFMAN EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $17K |
| THE TRAVELERS INDEMNITY EIN 06-0566050 PARTY IN INTEREST | Other fees Service code 99 | — | $16K |
| AMERICAN MAILING SERVICE, INC. EIN 95-1582580 PARTY IN INTEREST | Other fees Service code 99 | — | $14K |
| NOAH HAWKINS EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $12K |
| DESHANDA THOMPSON EIN 95-1667955 PARTY-IN-INTEREST | Other fees Service code 99 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 47,658 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 47,658 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPOLITAN LIFE INSURANCE COMPANY | 506 | $127K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 13,412 | $6.1M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 13,170 | $3.5M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 13,170 | $7.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,412 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.