| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LACEA INSURANCE SERVICES3 | 311 S SPRING ST WASHINGTON BUILDING LOS ANGELES, CA 90013 | METROPOLITAN LIFE INSURANCE COMPANY | $807K | $314K | $1.1M | 17.93% |
| LACEA INSURANCE SERVICES3 | 311 S SPRING ST WASHINGTON BUILDING LOS ANGELES, CA 900131211 | METROPOLITAN LIFE INSURANCE COMPANY | $649K | $181K | $830K | 23.00% |
| LOS ANGELES CITY EMPLOYEES ASSOC.3 | 311 S SPRING STREET STE 1300 LOS ANGELES, CA 90013 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $476K | $476K | 19.14% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REDWOOD HEALTH SERVICES EIN 94-2349739 PARTY IN INTEREST | Other fees Service code 99 | — | $628K |
| DP SAN RAFAEL LLC EIN 20-1745739 PARTY IN INTEREST | Other fees Service code 99 | — | $283K |
| JOHN HAWKINS EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $216K |
| BRIAN TRENT EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $195K |
| P. LEIGH THOMPSON EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $187K |
| ROBERTO LARIOS EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $159K |
| ARLENE HERRERO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $153K |
| NOELLE KAUFFMAN EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $149K |
| TUYET TRINH PHAM EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $146K |
| PETROS KHACHATRIAN EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $141K |
| SUMMY LAM EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $138K |
| CECILIA TALBOT-CAMACHO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $136K |
| OSI BEYOND LLC EIN 20-0471383 PARTY IN INTEREST | Other fees Service code 99 | — | $108K |
| CHERYL MARTIN EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $108K |
| JOHN MONAHAN EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $103K |
| MARIANA LANDAETA-GUEVARA EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $98K |
| ALAN BOUND EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $93K |
| GUADALUPE LIRA EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $90K |
| REYNALDO HERNANDEZ EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $87K |
| CLARA FLORES EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $85K |
| AMERICAN MAILING SERVICE, INC. EIN 95-1582580 PARTY IN INTEREST | Other fees Service code 99 | — | $78K |
| MONICA ZAMUDIO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $72K |
| JIM THOMPSON EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $70K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 PARTY IN INTEREST | Other fees Service code 99 | — | $70K |
| DALILA VIELMA EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $58K |
| MEGAN ECKERT EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $57K |
| CITALI BON SANCHEZ EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $56K |
| DANIEL MCALINDEN EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $55K |
| DYLAN NOEL EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $54K |
| UNITED AGENCIES EIN 45-3797711 PARTY IN INTEREST | Other fees Service code 99 | — | $54K |
| RONALD CORTEZ EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $53K |
| CESILEE CASTILLO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $53K |
| DEANGELO THOMPSON EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $50K |
| GEDINA BERGSTROM EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $49K |
| TIFFANY SY ANDERSON EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $47K |
| REBECCA DEBOLT EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $46K |
| MARYANN URDIALES EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $45K |
| RAUL SALGADO EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $42K |
| MIKAYLA DOOLEY-SPRAGUE EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $39K |
| GENESIS MARTINEZ-FLORES EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $35K |
| BROADWAY SPRING CENTER EIN 95-3675136 PARTY IN INTEREST | Other fees Service code 99 | — | $32K |
| EDITH BON SANCHEZ EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $32K |
| JEANETTE GADUT EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $32K |
| MARCUS MARTIN EIN 95-1667955 PARTY-IN-INTEREST | Other fees Service code 99 | — | $32K |
| VISION SERVICE PLAN EIN 94-1632821 PARTY IN INTEREST | Other fees Service code 99 | — | $29K |
| TPX COMMUNICATIONS EIN 95-4593876 PARTY IN INTEREST | Other fees Service code 99 | — | $22K |
| JOSE MACHADO EIN 95-1667955 PARTY-IN-INTEREST | Other fees Service code 99 | — | $19K |
| DANIELLE CARRION EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $18K |
| NOAH HAWKINS EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $17K |
| EZEQUIEL MARTINEZ-FLORES EIN 95-1667955 PARTY IN INTEREST | Other fees Service code 99 | — | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 49,327 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 49,327 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPOLITAN LIFE INSURANCE COMPANY | 529 | $111K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 14,161 | $6.3M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 13,763 | $3.6M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 13,763 | $6.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,161 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.