| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FAS CORP3 | 4747 WEST 135TH STREET SUITE 100 LEAWOOD, KS 66224 | MINNESOTA LIFE INSURANCE COMPANY | $245K | $0 | $245K | 5.97% |
| STEPHEN H ACKERMAN3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $10K | $0 | $10K | 0.78% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $10K | $0 | $10K | 0.78% |
| STEPHEN H ACKERMAN3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $31K | $0 | $31K | 2.97% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $31K | $0 | $31K | 2.97% |
| STEPHEN H ACKERMAN3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $19K | $0 | $19K | 7.50% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $19K | $0 | $19K | 7.50% |
| STEPHEN H ACKERMAN3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.63% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.63% |
| AON CONSULTING INC3 Filed as: AON | ONE LIBERTY PLAZA 165 BROADWAY, SUITE 3201 NEW YORK, NY 10006 | FEDERAL INSURANCE COMPANY | $4K | $0 | $4K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 21,470 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 49 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 21,519 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 6,912 | $68.6M |
| Dental | UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC. | 1,240 | $391K |
| Life insurance(5 contracts) | MINNESOTA LIFE INSURANCE COMPANY | 20,032 | $6.9M |
| Other(3 contracts, 3 carriers) | JOHN HANCOCK LIFE INSURANCE COMPANY | 39,761 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 39,761 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.