| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FAS CORP3 | 4747 WEST 135TH STREET SUITE 100 LEAWOOD, KS 66224 | MINNESOTA LIFE INSURANCE COMPANY | $205K | $0 | $205K | 5.88% |
| GARNETT POWERS & ASSOCIATES INC3 | 23361 MADERO SUITE 240 MISSION VIEJO, CA 92591 | AETNA HEALTH INC | $96K | $9K | $105K | 7.21% |
| GARRETT POWERS & ASSOCIATES INC3 | 23361 MADERO SUITE 240 MISSION VIEJO, CA 92591 | AETNA HEALTH INC | $91K | $0 | $91K | 6.47% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $9K | $0 | $9K | 0.79% |
| STEPHEN H ACKERMAN3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $9K | $0 | $9K | 0.79% |
| STEPHEN H ACKERMAN3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $27K | $0 | $27K | 2.93% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $27K | $0 | $27K | 2.93% |
| STEPHEN H ACKERMAN3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $15K | $0 | $15K | 7.50% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $15K | $0 | $15K | 7.50% |
| STEPHEN H ACKERMAN3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.63% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.63% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J GALLAGHER & CO INSU BROKER | 505 N BRAND BLVD #600 GLENDALE, CA 91203 | FEDERAL INSURANCE COMPANY | $4K | $0 | $4K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20,207 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 43 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 20,250 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS OF CALIFORNIA | 8,165 | $71.9M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY (CIGNA) | 1,030 | $1.1M |
| Life insurance(5 contracts) | MINNESOTA LIFE INSURANCE COMPANY | 18,256 | $5.9M |
| Long-term disability | AETNA HEALTH INC | 424 | $1.5M |
| Other(4 contracts, 4 carriers) | JOHN HANCOCK LIFE INSURANCE COMPANY | 38,129 | $3.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 38,129 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.