| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FAS CORP3 | 4747 WEST 135TH ST LEAWOOD, KS 66224 | MINNESOTA LIFE INSURANCE COMPANY | $184K | — | $184K | 5.86% |
| GARNETT POWERS & ASSOCIATES INC3 | 23361 MADERO ST STE 240 MISSION VIEJO, CA 92691 | AETNA HEALTH, INC. | $78K | — | $78K | 6.54% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD STE 250 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $8K | — | $8K | 0.76% |
| STEPHEN H ACKERMAN3 Filed as: STEPHEN ACKERMAN | 1000 WILSHIRE BLVD STE 250 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $8K | — | $8K | 0.76% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD STE 250 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $24K | — | $24K | 2.91% |
| STEPHEN H ACKERMAN3 Filed as: STEPHEN ACKERMAN | 1000 WILSHIRE BLVD STE 250 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $24K | — | $24K | 2.91% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD STE 250 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $13K | — | $13K | 7.50% |
| STEPHEN H ACKERMAN3 Filed as: STEPHEN ACKERMAN | 1000 WILSHIRE BLVD STE 250 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $13K | — | $13K | 7.50% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD STE 250 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.62% |
| STEPHEN H ACKERMAN3 Filed as: STEPHEN ACKERMAN | 1000 WILSHIRE BLVD STE 250 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.62% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 777 SOUTH FIGUERUOA ST STE 2400 LOS ANGELES, CA 90017 | ACE AMERICAN INSURANCE COMPANY | $1K | — | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,819 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 137 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 17,956 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS OF CALIFORNIA | 7,137 | $64.5M |
| Dental | UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC. | 860 | $300K |
| Vision(3 contracts, 2 carriers) | VISION SERVICE PLAN | 8,512 | $1.9M |
| Life insurance(7 contracts, 3 carriers) | MINNESOTA LIFE INSURANCE COMPANY | 16,133 | $7.0M |
| Short-term disability | AETNA HEALTH, INC. | 367 | $1.2M |
| Other(4 contracts, 4 carriers) | JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) | 34,512 | $3.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 34,512 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.