| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FAS CORP3 | 4747 WEST 135TH STREET SUITE 100 LEAWOOD, KS 66224 | MINNESOTA LIFE INSURANCE COMPANY | $195K | $0 | $195K | 5.94% |
| GARNETT POWERS & ASSOCIATES INC3 | 23361 MADERO ST SUITE 240 MISSION VIEJO, CA 92691 | AETNA HEALTH, INC | $70K | $0 | $70K | 5.44% |
| STEPHEN H ACKERMAN3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $8K | $0 | $8K | 0.76% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $8K | $0 | $8K | 0.76% |
| STEPHEN H ACKERMAN3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $26K | $0 | $26K | 2.97% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $26K | $0 | $26K | 2.97% |
| STEPHEN H ACKERMAN3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $13K | $0 | $13K | 7.50% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $13K | $0 | $13K | 7.50% |
| STEPHEN H ACKERMAN3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.63% |
| JOHN M ARGUE3 | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | MINNESOTA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.63% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: ARTHUR J GALLAGHER AND CO INS BROKE | 505 N BRAND BLVD #600 GLENDALE, CA 91203 | FEDERAL INSURANCE COMPANY | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 18,599 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 163 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 18,762 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 7,441 | $66.9M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 1,320 | $1.8M |
| Vision(2 contracts) | VISION SERVICE PLAN | 10,959 | $1.5M |
| Life insurance(5 contracts) | MINNESOTA LIFE INSURANCE COMPANY | 17,146 | $5.6M |
| Other(3 contracts, 3 carriers) | JOHN HANCOCK LIFE INSURANCE COMPANY | 39,881 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 39,881 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.