See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 25 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CONDUENT HR SERVICES EIN 81-2983623 RECORDKEEPER | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Recordkeeping fees Service code 15 | — | $1.1M |
| RUSSELL INVESTMENT TRUST CO. EIN 91-1116938 INVESTMENT MANAGEMENT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $521K |
| PAYDEN & RYGEL EIN 95-3921788 INVESTMENT MANAGEMENT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $367K |
| DELOITTE EIN 86-1065772 CONSULTANT | Accounting (including auditing); Consulting fees Service code 10 | — | $133K |
| RUSSELL INVESTMENTS CAPITAL LLC EIN 91-1659779 CONSULTANT | Consulting (pension); Direct payment from the plan Service code 17 | — | $83K |
| WILLIS TOWERS WATSON US LLC EIN 53-0181291 ACTUARIAL | Actuarial; Direct payment from the plan Service code 11 | — | $77K |
| STATE STREET GLOBAL ADVISORS TRUST EIN 81-4017137 INVESTMENT MANAGEMENT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $75K |
| SCHRODER INVESTMENT MANAGEMENT EIN 13-4064414 INVESTMENT MANAGEMENT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $68K |
| SOUTHERN CALIFORNIA EDISON CO. EIN 95-1240335 PLAN SPONSOR | Direct payment from the plan; Plan Administrator Service code 14 | — | $57K |
| GCM GROSVENOR EMRG MGR INVEST EIN 80-0952472 INVESTMENT MANAGEMENT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $17K |
| MSCI ACWI IMI INDEX FUND B EIN 94-3112180 INVESTMENT MANAGEMENT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,155 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13,615 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 27,770 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | HEALTH NET | 3,436 | $43.4M |
| Dental(11 contracts, 11 carriers) | CIGNA HEALTH & LIFE INSURANCE COMPANY | 3,326 | $1.9M |
| Vision | VISION SERVICE PLAN | 25,340 | $0 |
| Life insurance | NEW YORK LIFE GROUP BENEFIT SOLUTION | 14,057 | $12.5M |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC. | 2,650 | $8.0M |
| Other(5 contracts, 3 carriers) | NEW YORK LIFE GROUP BENEFIT SOLUTION | 14,057 | $14.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 25,340 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.